December 6, 2019
The Pros Of Selling Your Home

The Pros Of Selling Your Home

Being able to afford a home is a symbol of success and since not everyone has the resources to make the purchase, finally having one on your own is an achievement worth celebrating. Your home is one of the greatest rewards you can give to yourself and your family. When

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Issue 323 : Dec 2024

December 6, 2019

IronmongeryDirect survey sheds new light on wellbeing of tradespeople

Too much work, time pressures and unprepared customers – these are the top three causes of stress at work, according to a new survey of almost 600 tradespeople by IronmongeryDirect. Work-related stress and mental illness now account for over half of all lost work days in the UK*. However, despite this, the survey found that only 11% of tradespeople have taken any time off work in the last year because of mental ill-health. With over a third (34%) reporting regularly feeling stressed, this research paints a worrying picture. Almost half of the 587 respondents (43%) also believe there is still a stigma in the trades surrounding mental health, with respondents citing a ‘macho culture’, embarrassment, weakness and pressure to ‘get the job done’ as some of the contributing factors. The survey also revealed some generational differences, with tradespeople aged 18 to 30 being 20% more likely to talk about their mental health at work than their peers in the 50 plus age group. Despite the pressures of the day job, over half (56%) still feel that they have a good work/life balance, which is significantly higher than the national average of 33%** for all working people. The most commonly reported ways to relax when off the job include watching TV, walking the dog, and spending time with friends and family. Commenting on the survey findings, Marco Verdonkschot, Managing Director of IronmongeryDirect, said: “This survey has revealed an interesting insight into the physical and mental wellbeing of people working in the trades. Although great progress has been made across the sector when it comes to talking about workplace mental illness, it is clear that there is still a way to go and it’s vital that employers spot the signs of mental ill-health and create the right environment where staff feel they can speak up. It is very positive, however, to see that despite working in a demanding industry, many tradespeople still have a high level of job satisfaction and feel that their employer cares about their general wellbeing.” IronmongeryDirect has over 18,000 products available and in stock. Orders can be placed as late as 8pm for next day delivery from Sunday through to Friday and by 4pm on Saturdays. Free, no quibble returns are available on all products. For more information, visit IronmongeryDirect.com or call their team of specialist advisors on 0800 168 28 28.

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Online Tool Highlights How At Risk Of Flooding Your Local Area Is

Online Tool Highlights How At Risk Of Flooding Your Local Area Is

The team at Online Mortgage Advisor have conducted in-depth analysis on the areas of the country most at risk of flooding in the future. As well as giving users in England an idea of how ‘at risk’ their county and local authority is of flooding as a percentage, the English Flood Predictor tool also demonstrates if their local MP decided to vote for or against new climate change legislation to come into place,  as well as the flood risk for specific MP constituencies. According to the analysis* undertaken, the 10 UK counties with the most risk of flooding in percentage are: ·         East Riding of Yorkshire – 48.2% (% of the county at risk of flooding) ·         Lincolnshire – 33.21% ·         Inner London – 22.8% ·         Somerset – 18.3% ·         Surrey – 11.27% ·         Berkshire – 10.85% ·         Cambridgeshire – 10.83% ·         Leicestershire – 10.45% ·         Norfolk – 10.34% ·         Nottinghamshire – 10.1% Furthermore, the English constituencies with the highest proportion of properties with a ‘high risk’ of flooding, alongside their relevant MP’s voting record, emerged as follows: Constituencies MP’s & Voting Records   Constituency % at ‘High Risk’ MP Name Party Voted? 1 Boston & Skegness 10.81% Matt Warman Conservative Against 2 Runnymeade & Weybridge 8.05% Phillip Hammond Independent For & Against 3 East Devon 6.09% Hugo Swire Conservative Against 4 Calder Valley 4.56% Craig Whittaker Conservative Against 5 Louth & Horncastle 4.21% Victoria Atkins Conservative Against 6 Windsor 4% Adam Afriyie Conservative Against 7 Leeds Central 3.91% Hillary Benn Labour For 8 Loughborough 3.33% Nicky Morgan Conservative Against 9 Westmorland & Lonsdale 3.26% Tim Farron Liberal Democrat For 10 Rochester & Strood 3.25% Kelly Tolhurst Conservative Against Pete Mugleston, Mortgage Expert at Online Mortgage Advisor, commented: “With reports on flood-ravaged towns and villages up and down England dominating the recent news agenda following periods of heavy rain – and many worried about how their homes and areas might fare should the weather take a turn for the worse again – we wanted to showcase to English inhabitants precisely how at risk their homes are of flooding in the future. “With a general election just around the corner, we also built the English Flood Predictor in a bid to help those living in areas at a risk of flooding to understand how much emphasis their local MP’s put on the environment and tackling the effects of global warming.”

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The Pros Of Selling Your Home

The Pros Of Selling Your Home

Being able to afford a home is a symbol of success and since not everyone has the resources to make the purchase, finally having one on your own is an achievement worth celebrating. Your home is one of the greatest rewards you can give to yourself and your family. When you have your own home, you can guarantee your family’s comfort and safety. Although an important investment, there will come a time when selling your home is a better option than continually keeping it. Regardless of the financial investment you’ve put into buying your home, choosing to sell it can actually provide more benefits. To drive the point home, listed below are the advantages you can enjoy once you decide to sell your home: 1. Professional Services Having a strong background on what homebuyers want and how the competitors are hauling in buyers are essential to selling your home fast. However, you don’t have to exert too much time and effort in learning all of these things as there are professional services that can help you sell your home, such as: We-buy-houses companies: Companies such as Nexus Homebuyers buy your home for cash as-is. When you choose to work with a we-buy-houses company such as www.cashfortxhousesnow.com, you won’t have to pay for any renovations or repairs before you can earn a profit for your home. Real estate agents: These professionals will take over all of the responsibilities when selling your home. They will accurately price your home, organize a successful open house, make your home attractive in the local real estate industry, and negotiate with potential homebuyers. Home inspectors: Home inspectors will assess the overall condition of your home and identify its value. Hiring home inspectors will make it easy for you to properly price your home. When you choose to sell your home, you can maximize the professional services offered by these businesses and individuals. Their presence in the local real estate industry will allow you to sell your home in the easiest way possible while earning a profit. 2. Earn Money The home selling process is demanding, but homeowners like you are willing to go through this process because of one reason—to get cash. Selling your home is usually an option when you’re in a situation that requires immediate cash. Although your home is an important investment, emergencies can happen in life that can require you to shift your focus and change your priorities. For example, if you or your family members are involved in a vehicular accident and money is required to pay for the hospitalization bills and therapies, selling your home can be your first course of action. This is especially true if you don’t have any savings or if your savings aren’t enough to pay for all such costs. Aside from accidents, selling your home is the easiest option to get cash if you are experiencing debt or bankruptcy, divorce, or death of a family member.  3. Meet Family Demands Life is unpredictable as a lot of things can change over the years. You might be living alone in your home today, but after a few years, you’ll be moving to another home with your spouse or decide to stay in your current home to support a growing family. Selling your home allows you to meet the ever-changing demands of your family. For example, the home you currently live in might be enough for you and for your spouse, but your needs can change as your family starts to grow. When you sell your home, you can dispose of a property that is no longer sufficient for your family’s needs and lifestyles, and earn enough money to buy a new home perfect for your new family. By selling your home, you can choose to upgrade or downgrade to provide better comfort and safety for the entire family. Living in a home that’s just right for your family can also help you save money from paying for expensive household bills and unnecessary home renovations. 4. Seize Opportunities The financial investment you’ve put into buying a home is one of the reasons why you’re hesitant to seize opportunities. Because the home you purchased is too expensive, you have no choice but to stay in your current location in order to maximize your investment.  Things will be different once you choose to sell your home. Since you can still earn money from your investment, leaving your home and flying to another country to seize more opportunities won’t seem like a very tough decision. Although you’re no longer living in your home, you still earn money, so your investment won’t feel like a complete waste of money. Carefully Consider Options If you’re convinced that selling your home is indeed beneficial, start deciding how you’re going to sell it. You can choose to work with businesses or professionals who can make the home selling process easier or shorter for you or opt to sell your home on your own. Have the time to carefully compare all of your options and weigh their pros and cons. You should be able to sell your home in the most convenient way possible while allowing you to earn the highest return on investment.

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