Being your own boss has lots of advantages but running a busy business can leave you feeling tired and worn out from time to time. Self-employed business owners and entrepreneurs typically take a very hands-on role, which often results in them burning the candle at both ends. If running a busy business is top of the agenda, it’s important to consider the impact it’s having on other areas of your life. Working long hours or taking on too much can have a negative impact on your health, particularly if you’re feeling stressed or anxious. Fortunately, there are simple ways to take care of your health without affecting your work. To ensure you stay healthy while running your business empire, take a look at these top tips now: Eat a nutritious diet When you’re working all day, every day, it’s easy to forget to eat at regular times. Entrepreneurs may go for too long without consuming anything, only to binge on fast food when hunger takes hold and you simply cannot resist. If shopping and preparing nutritious meals every day sounds a little over-ambitious, why not try a much simpler established diet plan instead? When you use a nutrition plan as a basis for your healthy diet, you won’t have to think about what to eat or when to eat it – it’ll be almost effortless. Furthermore, a nutritious regime, like John Cena’s diet plan, can help you to get the right mix of macronutrients and vitamins. When you’re fuelling your body correctly, you have more energy and reduce your risk of developing health issues, so it’s a great way for business owners to stay healthy. Get regular exercise If a busy work schedule leaves you with limited time to spend with family and friends, you probably aren’t getting enough time to work out on a regular basis either. However, exercise is a critical part of a healthy lifestyle, so it’s important to find a way to fit it into your usual routine. If you work from home, why not take a brisk walk around the block every lunchtime or even jog around your garden? Alternatively, if you work away from home, why not switch commuting in the car to travelling by bike? When you really can’t spare the time to get outside to exercise, you can use office-friendly equipment to increase your heart rate. Innovative under-desk treadmills and exercise bikes give you the chance to stay fit while you’re working, and wearable weights help you to build muscle strength. You should also complement exercise with frequent visits to medical experts says this dentist in Melbourne. Focus on your mental health Running a business is inevitably stressful at times, which naturally has an impact on your mental health. Many entrepreneurs spend the majority of their time at work, which leaves little room for maintaining relationships. This can exacerbate mental health issues and leave you feeling isolated. If you feel your mental health is negatively affected by your work, or anything else, don’t hesitate to seek help from a medical professional. In addition to treating your symptoms with prescription medication, you could be referred for online therapy or counselling. In addition to this, there are numerous self-care options that can help you to minimize anxiety or stress. Yoga, meditation and mindfulness can be practised daily and in any location. You can even use them in the office to help you stay calm and focused. Maintain relationships No matter how hard you’re working, it’s important to make time for the people you love. Factor in time to spend with your partner and family on a regular basis and be sure to maintain friendships too. If you can’t attend as many social events as you’d like, why not host a virtual meet-up? Even checking in with friends via text or email will help you to maintain contact in busier times. Having fun, relaxing and laughing are all very good for the mind and body and will help you to de-stress naturally. Furthermore, getting out of the office and doing something different will help you to stay creative and motivated. As well as benefitting yourself, you’ll be enriching the lives of the people closest to you when you make them a priority. Cultivate a Health-First Workspace If you’re an employer or you regularly work with freelancers and subcontractors, you can encourage them to manage their health more effectively too. By giving people the time to take exercise breaks or providing access to healthy eating plans, for example, you can ensure that those around you are as focused on staying healthy as you are.

When you decide to separate from your partner, there will be things you need to work out. The partner your separating from could be your civil partner, wife, or husband, even if you’re not choosing to end your marriage or civil partnership straightaway. You need to have been married at least a year before you can end it.  It may also be a partner that you live with or have children with, but you live as if you are married. Some of the things you may need to work out include: Where your children will live and how often they will see each parent.  How to divide any money  How to divide any belongings  Whether you can both afford to pay the bills once you have split You shouldn’t feel pressured to make any decisions as they may not be right for you. You will have more chance of making good joint decisions if you wait until you are ready to talk. Agreeing Your Arrangements You don’t really need to go to court to decide what to do if you separate unless you can’t get on with each to make an agreement. It can be much cheaper and often quicker if you can come to an arrangement yourselves. Some other thing you should consider include: Child maintenance – You are both responsible for the cost of looking after your children, therefore the parent who the children aren’t living with may need to pay child maintenance.  Deciding what to do with your home- You need to come to an agreement between yourself a to what is happening with your home, is one of you going to stau in the home? Or are you going to sell? Or both move out and end the tenancy? Managing your money – You may be able to come to an agreement betwween yourself as to what happens to your finances, however, at times some people need legal help to sort out things like a pension sharing order.  Who Should You Inform That You Are Seperated If you pay council tax you need to let your local council know, you will pay less if you are living as a single person.  You will also need to let your local council know if you get a council tax reduction to Housing Benefit.  If you get other benefits your claim may change if one of you leave the couple, so tell the office the details when you have separated. There is normally a 30 day deadline.  If you are splitting from a long-term relationship it helps if you can already decide and agree on areas like :  What is going to happen to your children – whole will they live with, what will contact be, and how much is the other parent going to pay towards them?  What will happen to your finances?  What will happen to your property?  If you can’t come to an agreement, you may need to go to court so a judge can look at the facts and make a decision for you. 

The popularity of holiday lets in the UK has boomed in recent years, particularly since the crackdown on financial breaks for buy-to-let landlords. The coronavirus pandemic is pushing even more landlords to consider switching to holiday lets, as an increasing number of Brits decide to holiday closer to home and stay in the UK. Holiday lets can be a great investment for landlords who understand the market, but it’s important to know what you’re taking on before investing in a holiday let. Holiday lets require a different management style than traditional residential properties, as well as different financing options and tax regulations. Do people still vacation in the UK? Absolutely. According to research conducted by Sykes Cottages, two thirds (66%) of Brits enjoyed holidays in the UK in 2018 compared to 56% in 2017. In 2019, respondents said they planned to take an average of three UK trips in 2019. With most UK breaks being shorter but more frequent than overseas trips, this means there’s still a healthy market for domestic tourism. And, of course, this doesn’t even take into consideration the millions of tourists travelling to Britain every year from outside the UK. Tourism is, in fact, the fastest growing industry in the UK, with experts predicting the industry will expand by 3.8% a year between now and 2025. Visitors to the UK from overseas reached a record-breaking 7 million in 2018, a 4.4% increase on 2017. The UK tourism industry is not just strong, but it’s also growing every year. Are holiday lets a good investment? Holiday lets can be a great investment. Rental income from short-term holiday lets is usually significantly higher than rental income from long-term residential lets, although the difference between the two isn’t as high as it first seems. Mortgage rates for holiday lets are usually charged at a higher rate, meaning more interest is paid every month, and running costs are higher because holidays lets need to be cleaned and tidied between guests. Lovemoney have crunched the numbers, comparing profits between holiday lets and residential lets in both Whitby and Liverpool. These figures show that holiday lets in both the tourist hotspot and the city centre location fare better than residential lets despite higher maintenance costs and fees. How to finance a holiday let One complicating factor for investors considering holiday lets is that financing a holiday let can be a little harder than financing a residential property. Holiday lets aren’t covered by standard buy-to-let mortgages, which usually stipulate that a property is to be let on an assured shorthold tenancy agreement with a minimum fixed term of six months. Instead, some lenders now offer holiday let mortgages designed specifically for these properties, although there are not as many products available as there are in the buy-to-let market and holiday lets are seen as a riskier venture due to their seasonal nature, which means interest rates tend to be higher, too. There are various types of holiday let mortgages available depending on the lender, including fixed-rate mortgages, discounted rate mortgages, and flexible rate mortgages. Holiday let mortgages are usually offered on an interest-only basis. Because holiday let mortgages are deemed more risky by lenders, most lenders will request a 25% deposit minimum, with better interest rates available for those borrowers with bigger deposits. Most lenders will also want to see your projected letting income, and this should be at least 125% of the annual mortgage interest payments you will need to cover. Other options for financing a holiday let are available, including remortgaging your existing home to release equity or even taking out a personal loan. However, it’s important to be very careful before making decisions like this: run through the numbers to make sure your decision is financially profitable, and be conservative when projecting annual profit margins on any rental property or holiday let. Top 5 holiday let locations in the UK If you’re thinking of purchasing a furnished holiday let in the UK, it’s important to do your research and buy a property somewhere which offers great yields. You may want to choose a let nearby, particularly if you’re planning to manage and maintain the property yourself, or you might choose a let in another part of the UK because it offers higher ROI and a place to get away to yourself. Here are five sound bets for holiday lets in the UK. 1. London If you’re considering a city centre holiday let, you can’t go wrong with London – assuming you can afford the high price tag. 53% of overseas tourism spend occurs in London, and the city’s international fame guarantees a stable supply of tourists for years to come. 2. Dundee It might not be the obvious choice, but Dundee has topped the list of the most profitable places in the UK in terms of holiday let rental yields, offering 15.1% average short term rental yields in 2019. This is likely due to the city’s recent rebirth as the cultural capital of Scotland, with the opening of the V&A Dundee. 3. The Lake District For a more traditional location where a holiday let can double as a holiday home for landlords, buying in the Lake District will never be a bad move. The Lake District welcomes over 19 million visitors every year making it a solid choice for canny investors. 4. North Wales Wales is another strong contender. Property prices are still relatively affordable in most of the country, and yet with scenic spots such as Snowdonia and the Brecon Beacons welcoming millions of visitors every year, there’s plenty of demand for holiday lets in North Wales. 10.2 million people visited Wales in 2018, and buying a holiday let in a tourist hot spot such as one of many scenic villages around Snowdonia is a sure-fire way to get great yields on bargain properties. 5. Cornwall Cornwall has long been considered the UK’s very own Costa Del Sol, and the numbers show that this is still the case.