FireArrest surveyed experts to shine a light on the biggest fire risks Prominent fire stopping business, FireArrest, recently performed a study with a range of fire professionals to understand what, in their experience, are the most common fire risks. As we all know the management of fire risks within a
PROPERTY, construction, and infrastructure consultancy Perfect Circle has taken new steps in further integrating its extensive supply chain – announcing global industry heavyweights Stantec and WT Partnership as part of its expanded “PrimeCore” team. Perfect Circle achieved unprecedented success in leading SCAPE’s former Built Environment Consultancy Services (BECS) framework, delivering
Trinova and Europi snap up Cuprum and The Stamp Office in £44m office acquisition swoop A joint venture between TREOS (the discretionary fund vehicle of Trinova Real Estate) and Swedish real estate investor, Europi Property Group, has purchased two major Scottish office investment assets in Glasgow and Edinburgh over the
Fluorescent Smogg is excited to present ‘Portal Patch’, in collaboration with world renowned US artist Mars-1. The new collaboration focuses on 15 hexagonal, bas-relief ceramic tiles exploring natural form and geometric patterns, designed by Mars-1 and made with master craftsmen and tile artisans Viuva Lamego. Mario Martinez, aka Mars-1, is known
Commercial vehicle specialist MC Truck & Bus has launched a new division in partnership with heavy machinery manufacturing giant SANY. MC Plant has won the franchise to undertake the sales, support service and repairs of SANY excavators and other plant for Kent, Surrey & East Sussex. The move comes as SANY
Over the years, online casinos have enjoyed a surge in popularity, thanks in part to live casino technology. This gives players the experience of being in one of the most luxurious casinos globally, without leaving their sofa. However, there is still a place for the land-based casino, and one thing
If you want to start a business, then you will have probably spent quite some time trying to work through your ideas. You’ve also probably thought of having a distant aunt who could leave you a fortune so that you can get a jump-start. This isn’t likely, so you have
Employers have the responsibility of providing their employees a healthy and safe working environment. They have to make sure the location is ergonomically suitable for the workers. However, accidents such as slipping and spraining your ankle can happen, and anyone could still be injured despite the precautionary measures being followed.
BDC 319 : Aug 2024
FireArrest surveyed experts to shine a light on the biggest fire risks Prominent fire stopping business, FireArrest, recently performed a study with a range of fire professionals to understand what, in their experience, are the most common fire risks. As we all know the management of fire risks within a property is the single most important factor when it comes to saving lives, protecting properties and the contents within them. The survey looked at three key areas of fire safety: Buildings. Liabilities. Hidden risks. When FireArrest asked what kind of building was at most risk of fire, seven out of ten said that the most fire risks were present within private homes. FireArrest then asked what the biggest fire risks were in terms of materials, 39% said combustible materials, 35% said electrical materials and 23% said vulnerable infrastructure. Finally, they asked the experts about the most common hidden risks, 31% of the responses agreed that walls and ceilings present the biggest dangers since they aren’t immediately visible. 23% said that entranceways were the biggest hidden fire risk within a property. Managing and mitigating the risk of fire within a building is key in not only saving lives but preventing severe damage to the structure of the building and the contents within. For our latest research project, we surveyed a range of active and passive fire industry professionals to shine a light on some of the most common, and often hidden, risks they see on a daily basis. In our survey, we based our questions around three core areas of fire safety… Risky Buildings When we asked fire professionals what kind of buildings presented the biggest fire risk, 7 out of 10 stated that most fire risks are present within residential properties. Conversely, the safest kinds of buildings appear to be restaurants with only 1 in 10 choosing this kind of building as high-risk. Biggest Fire Liabilities The skills of fire professionals are used to inspect properties and assess their vulnerabilities and the risk of fire. In our survey, we asked what the most common outcomes of these inspections are: 39% said combustible materials. 35% said electrical materials. 23% said vulnerable infrastructure. Other liabilities included kitchen exhaust systems and grease-laden vapours. Hidden Fire Risks When asked about hidden fire risks in a building, walls and ceilings were the most common answer, with 31% of our survey audience concurring that hidden risks are usually in these areas as they aren’t immediately visible. Secondly, 23% of our survey said that entrance ways were the biggest hidden fire risk within a premises.
PROPERTY, construction, and infrastructure consultancy Perfect Circle has taken new steps in further integrating its extensive supply chain – announcing global industry heavyweights Stantec and WT Partnership as part of its expanded “PrimeCore” team. Perfect Circle achieved unprecedented success in leading SCAPE’s former Built Environment Consultancy Services (BECS) framework, delivering more than 2,600 contracts across a public sector spend of £500m in the past four years. As a result, in January 2021, Perfect Circle was awarded the new Built Environment and Infrastructure lots of the SCAPE Consultancy framework for England, Wales, and Northern Ireland. Along with Perfect Circle’s principal partners Pick Everard, Gleeds, and AECOM, new preferred partners are joining its PrimeCore team – delivering project management and quantity surveying services to continue growth in providing service excellence to more than 300 public sector organisations. They join together as part of the consultancy’s already vast market of approved suppliers, with more than 600 supply chain partners creating better integration and collaboration in dynamic service delivery teams. The new preferred partners will help to drive the framework into new sectors, making significant contributions to the government’s build back better programme. Stantec and WT Partnership are the first of several firms in the expanded PrimeCore team to be announced. Victoria Brambini, managing director at Perfect Circle, said: “Since Perfect Circle was set up in 2016, we have been strengthening our collaborations between our shareholders, SCAPE framework partners and our supply chain. Our ethos is deep-rooted in partnership, working and bringing the strongest integrated team together to deliver the best services to clients, with embedded creation of community benefits right across the UK. “This is because we know that effective collaboration not only brings a wealth of knowledge and expertise into the group, but also a collective passion and drive for improvement – making a real difference to clients, communities, employees, and supply chain partners. “The scale and success of leading SCAPE’s former BECS framework has been recognised by the enthusiasm and commitment from suppliers to become part of our PrimeCore team. As we continue to be selected by public sector clients to deliver their projects via the new SCAPE Consultancy framework, we will further bolster our mission to deliver procurement value by connecting the public sector and its projects to the best talent and integrated team. “We are delighted to have added further expertise to our already expansive supply chain and engaged Stantec and WT Partnership into our PrimeCore team. Stantec will bolster and support our delivery of infrastructure projects, while WT Partnership will bring the benefit of 70 years’ experience within the property and construction industry across a full range of projects for public sector clients.” Perfect Circle delivers the broadest range of consultancy services available to the public sector via SCAPE Consultancy, a direct award framework that drives collaboration, speed and efficiency, social value, and value for money. The services are categorised as prime core (project management and quantity surveying), core (including building surveying, architecture, and the engineering disciplines), and non-core services, with principal partners Pick Everard, Gleeds, and AECOM and the new preferred partners able to deliver all services, and suppliers being engaged to deliver any core and non-core services. James Morgan, framework director at Stantec, said: “Stantec is delighted to join Perfect Circle as a preferred partner on the SCAPE Consultancy framework, delivering the Built Environment and Infrastructure lots. Together, we have a shared commitment to delivering community enrichment, social value, sustainability, and economic growth. “We look forward to providing expert consultancy and innovative solutions to our public sector clients through both framework appointments, with a particularly prominent role on lot 2 – Infrastructure – providing key schemes for environmental protection and transport such as, for example, the Cambridge-Milton Keynes-Oxford corridor (CaMKOx).” Dean Smith, joint managing director at WT Partnership, added: “We are thrilled to be designated one of Perfect Circle’s preferred partners, providing built environment and infrastructure consultancy services across the SCAPE Consultancy framework. “This will allow us to maximise upon our key business objectives of supporting the wider public sector, providing excellent value for money, and promoting social value to enhance local communities throughout the UK.” The SCAPE Consultancy framework runs from January 2021 until 2025. Accessible to any public sector organisation, the framework offers the broadest range of professional services available in the construction and infrastructure industry, with each lot providing experts in each sector. The fully OJEU-compliant procurement route brings together the strongest collaborative team with value for money, while contributing substantially to local social value. Mark Robinson, chief executive of SCAPE, said: “By extending its ‘PrimeCore’ dedicated supply chain, Perfect Circle is ensuring it has access to a wide range of specialist expertise. This means that clients can be confident that through SCAPE Consultancy, their projects will be ready to be accelerated by having the right team in place from the very outset.” Since its inception, Perfect Circle has assembled a supply chain of more than 680 firms that have access to work with a diverse range of public sector organisations. More than £74m has been spent across the supply chain on public sector projects over the past four years. For more information on Perfect Circle, please visit www.perfectcircle.co.uk.
Trinova and Europi snap up Cuprum and The Stamp Office in £44m office acquisition swoop A joint venture between TREOS (the discretionary fund vehicle of Trinova Real Estate) and Swedish real estate investor, Europi Property Group, has purchased two major Scottish office investment assets in Glasgow and Edinburgh over the past few weeks. Cuprum was built in 2010 and is of Grade A quality, offering excellent floorplates, extending to 96,267 sq.ft over eight floors, plus 37 car parking spaces. It is fully occupied, with the headline tenants being AXA Insurance (UK) plc and Teleperformance Ltd. It is also home to SAS Software Ltd and Citres Ltd. Set on Argyll Street, in the western edge of Glasgow’s International Financial Services District (IFSD), Cuprum is very well connected to key city centre amenities and transport links. The Stamp Office was originally built in 1819 and comprises a 52,177 sq.ft, seven storey classical Georgian building with four floors situated above Waterloo Place and three lower floors overlooking Calton Road to the rear, and adjacent to Edinburgh’s Waverley station. Located in the heart of Edinburgh, the Category A listed building has been comprehensively redeveloped behind a retained facade to provide Grade A open plan office accommodation on all levels. It is 85% occupied and tenants include Scottish Legal Complaints Commission, The Scottish Ministers, Covance, Queryclick and Senvion. Colin Finlayson, Director of Lismore, who advised Credit Suisse on the sale of Cuprum and a UK institutional owner on the sale of The Stamp Office, said: “We are seeing increased activity in the Scottish market, with investors like Trinova and Europi being drawn by renewed occupier activity, attractive yields and favourable exchange rates, along with the potential to add value. “Cuprum attracted significant interest from both overseas and UK investors. It offers excellent tenant covenants and secure income. The Stamp Office offers an opportunity to reposition a quality office building adjacent to the St James Quarter.” Martyn Brown, Director of CBRE, who advised the purchaser on Cuprum said: “We are pleased to have secured this quality, ‘value add’ office investment for Europi and Trinova. The asset offers clear asset management initiatives over the next few years, which will be implemented by our client, whilst taking advantage of the strong fundamentals that the Glasgow office market has to offer.” Alasdair Steele, Partner of Knight Frank, who advised the purchaser on The Stamp Office said: “The Stamp Office is in a prime office location, with exceptional nearby amenities and easy access to public transport. As organisations move towards a return to the office, with the right strategy and refurbishment programme the building can be turned into exactly the type of offering that occupiers are looking for: good quality, accessible and affordable accommodation in a prime city centre location. It is very rare to find a building like this in Edinburgh and we are delighted that it is now part of Europi and Trinova’s portfolio.” Lismore Real Estate Advisors represented Credit Suisse and the UK institutional owner on the sale of Cuprum and The Stamp Office respectively. CBRE advised the purchaser on Cuprum and Knight Frank advised the purchaser on The Stamp Office.
Fluorescent Smogg is excited to present ‘Portal Patch’, in collaboration with world renowned US artist Mars-1. The new collaboration focuses on 15 hexagonal, bas-relief ceramic tiles exploring natural form and geometric patterns, designed by Mars-1 and made with master craftsmen and tile artisans Viuva Lamego. Mario Martinez, aka Mars-1, is known for his fantastic, imaginary worlds. Inspired by surrealism, street art and abstract expressionism. He creates densely composed extraterrestrial landscapes brimming with light effects, floating orbs, and other flying geometric forms, referencing physics, collective consciousness, and the mystery of life itself. Nike CEO Mark Parker and Grammy Award-winning musician Everlast are among the collectors who have bought his work. The tiles are showcased via a cutting-edge virtual gallery, inviting collectors, art fans and interior designers to see the tiles in virtual environments alongside world class artists represented by Fluorescent Smogg. Collectors can visit the gallery to explore hand finished editions of the tiles and tile artworks. The tiles are available in 3 colourways, black, white and teal. PortalPatch.com also features a configurator, enabling visitors to place combinations of the designs to suit their application and wall size, switching between single and mixed colour schemes. It also showcases 3 different configurations from Mars himself. The collection represents a lexicon that can be arranged in almost endless combinations, whilst retaining the artisanal process that makes these ceramics unique. The designs include shapes like Icosahedron Suction Cup and Multi Vortex, reflective of the otherworldly influences for which Mars-1 is famous. “When starting this project, I had the idea to build on old world knowledge and traditions, to connect with and blend modern technologies and tools for creating art,” said Mars-1. “We worked closely with Viuva Lamego in Portugal, a company that has been in business for 150 years, to hand produce and manufacture the tiles. We utilised 3D software and printing for the prototypes to lean into the symmetrical and perfect geometric nature of the shapes and designs that would otherwise be difficult or impossible to create.” Fluorescent Smogg has long held a reputation as a forward-thinking production house, working with the world’s leading contemporary and progressive artists for over a decade. This new venture continues that trend, merging art and interiors, fusing traditional and cutting edge crafts.
Commercial vehicle specialist MC Truck & Bus has launched a new division in partnership with heavy machinery manufacturing giant SANY. MC Plant has won the franchise to undertake the sales, support service and repairs of SANY excavators and other plant for Kent, Surrey & East Sussex. The move comes as SANY continues to establish a regional dealer network across England and Wales after its arrival in the UK in 2015. New jobs will be created with MC Plant currently hiring specialist technicians and the division will grow organically as business expands. MC Plant will be headquartered at one of the group’s main bases in Larkfield, Maidstone, with support from the company’s existing dealerships in Burgess Hill, Hythe and Aylesford. All new and used machinery will be sold from Larkfield – the first stock is already on the ground – with mobile technicians working from each site. The new division is headed up by MC Truck & Bus’s hugely experienced truck and plant sales manager Paul Cogger. He said: “There are very few dual truck and plant dealers in the UK and so this exciting new venture will not only strengthen links with the industries we serve with our current brands but also create dynamic new synergies. This new focus will undoubtedly reinforce relationships with existing and new customers. Our aim is to provide our customers with continuity through their business by offering plant and commercial vehicle services. “We were honoured when SANY approached us and feel our business foundation of strong service and customer-focused solutions will stand us in good stead. SANY is a global brand in the construction industry, well known for producing many products from excavators and loading shovels to cranes and concrete machinery. Their quality plant, allied to our experience, will lead us to our goal of being the number one excavator & plant supplier in the South East.” SANY, founded in Lianyuan, Hunan province in central China in 1986 and now headquartered in Beijing, has 25 manufacturing bases and 18 overseas regional headquarters and works with 8,000 suppliers and 400 dealers. SANY ranks among the top three global construction machinery manufacturers, offers an industry leading five year warranty across its full range of excavators sold in the UK. Established in 1987, independently-owned MC Group is a complete commercial vehicle solutions provider and asset management company. It is comprised of MC Truck and Bus Ltd and MC Rental Ltd. The company, which hires out, sells, services and maintains commercial vehicles from seven locations across Essex, Kent, Sussex and Hampshire, employs 380 staff and has a rental fleet of more than 2,800 vehicles. MC Group, praised for keeping essential transport services running during the Covid-19 pandemic, was last year named 190th in the prestigious Sunday Times’ special edition of its Top Track 250 listings with sales up nine per cent at £131.8 million. With strong family links across generations, the company also has its own training school. It offers a comprehensive range of services to the commercial vehicle industry, including new and used truck sales, servicing, repairs contract maintenance and preventative maintenance and parts.
Over the years, online casinos have enjoyed a surge in popularity, thanks in part to live casino technology. This gives players the experience of being in one of the most luxurious casinos globally, without leaving their sofa. However, there is still a place for the land-based casino, and one thing that these can offer is stunning design and architecture. Here are five of the most elaborate casino designs in the whole world. 1. Casino de Monte Carlo, Mónaco Monaco is renowned for being glamorous and high-end, and this 19th-century venue is no exception. It is so stunning that many of the casinos in America have tried desperately to emulate it, but nothing has come close to the original true beauty of this casino. From the moment you arrive and glimpse the exterior, your breath is taken away by the stunning and decorative facade. Stepping through the doors, the luxury and splendour continues, with paintings and portraits that reinforce just how glamorous and expensive life is in Monaco. The hospitality is second to none, and players will find all of their favourite games on offer, from table games to slot machines. Be sure to check out the views of the Riviera that are visible from many of the windows. 2. Borgata Hotel Casino and Spa, Atlantic City In Atlantic City, you can expect an all-out experience, and this sprawling resort is no exception. It started life as a health resort, but it has been expanded over the years and is now home to one of MGM International‘s biggest casinos. It emulates Tuscan architecture, and one of the most notable features is the main tower which is gold glass and reflects light for miles. It cost a whopping $400 million to build and is known locally as the water club. It is a one-stop-shop for all of your needs and includes the casino, the spa, and many shopping outlets, including famous boutique names. The casino is massive, boasting over 180 table games and 3000 slot machines. The resort also has private jets available to go and fetch the rich and famous from all over the world and bring them back to spend time at the casino. 3. The Bellagio, Las Vegas Often referred to as the casino capital of the world, Las Vegas is home to some of the most glitzy casinos ever built. You may well recognise The Bellagio because it is often used in movies and TV shows. The design of the buildings is first-rate, and the casino offers many different table games as well as plenty of extracurricular activity in the form of shopping and dining. It boasts 14,000 ft.² of outside garden space, which is cared for by a massive team of professional landscape designers and horticulturalists. Although it is known primarily as a gambling venue, the gardens are so impressive that they attract experts from all over the world to come and learn and visit the facility. 4. Morpheus Casino, Macau Although Macau might not be the first place you think of for exclusive and stunning casinos, this is actually one of the best in the world. The architect is the 2016 Pritzker Architect prize winner, Zaha Hadid, and it cost over $1.1 billion in construction, making the venue in Atlantic City seem remarkably cheap. On the site, you will find 42 storeys that encompass the casino and hotel as well as the retail and dining outlets. They were aiming to create something totally insane, and they may just have succeeded. Thanks to this and other entertainment venues, Macau has become known as the Vegas of the East and attracts some of the most successful gamblers who want to try their luck. There is certainly plenty to choose from, with 500 gaming tables and thousands of slot machines. 5. Baden Baden Casino, Germany Located in the stunning backdrop of the Black Forest, Baden Baden Casino is as beautiful as the name suggests. Being just outside the city, the casino makes the perfect escape. It is very popular with the elite gambling set, who take full use of all of the facilities. These include a conference complex, world-class dining facilities and a spa. The building boasts some of the most impressive architecture in German history and is decked out with decor and art all locally sourced. If you are looking for beauty rather than out and out ostentatious design, this is the place to go. It is subtle but stunning and so incredibly well designed you will find yourself gazing at the walls and surroundings for hours. As you would expect, all of your most favourite table games are on offer, and you can while away many days away from the hustle and bustle of inner-city life by escaping to this forest retreat.
If you want to start a business, then you will have probably spent quite some time trying to work through your ideas. You’ve also probably thought of having a distant aunt who could leave you a fortune so that you can get a jump-start. This isn’t likely, so you have to make sure that you think about realistic ways you can start a business if you don’t have any money. If you want to find out more, simply take a look below. Test out the Market You have to make sure that whatever you produce, you provide a good service. You need to find out what the market wants and you also need to do your research on social media too. If you make a bad product then you may find that you end up suffering in terms of your reputation and this is the last thing that you need. Test the market and also find out if you can do anything to try and perfect your idea. If you can do this, then you will soon find that things work in your favour much more than you realise. Get a Good Business Plan If you want to gain funding from anyone who is not your friends and family, you have to make sure that you have a good business plan. If you intend to keep the cost low, then you can write it yourself. If you want a good result, then don’t be afraid to ask someone else to do it for you. They will usually be more than happy to if you are willing to pay them a fee. Focusing on the numbers and being modest overall in the regards to the projected sales will help any potential investors to see how your business is going to grow. It will also help you to create a great deal of profit in the future. If you need some help searching for a loan then there are providers out there who can help. Swedish Prekredit is just one example. Get some Funding If you know that you need to get funding from somewhere else then remember that there are numerous ways that you can get it. In general, the most traditional route you can take would be for you to head to the bank so you can get a loan. The issue here is that you can get into lots of debt by doing this. Don’t buy everything at once by using your credit card. Instead, try and use the company revenue you have to finance a lot of your expenses. Try and use a crowdfunding platform if you can as this will allow the public to fund your idea. They can fund everything anonymously if they believe that it is going to work and this is all done in exchange for a reward. You can also take some pre-orders through the platform if you want as well so it is vital that you keep this in mind. Know what your Strengths Are If you want to generate a good amount of cash flow then you’ll be glad to know that it is very affordable for you to set up a service-oriented business. If you provide a service that you are fully aware people need, then you can easily use it to collect your funds. The funds can then be built up and you can use it to generate a good amount of cash flow to generate a second business if you want. Your second business might well be product-based. Try something simple, like selling stock photography or even by investing in tutoring. Barter Starting a company without having access to a laptop or even the internet is difficult to say the least. It may be that you need to barter for things that you cannot normally afford. It’s worth noting that there are some competitions that your company can invest in and this will help you to succeed overall. It’s also possible for you to look into prize draws as you never know when you are going to come out with a win. Access Free Tech You do not need to have something like a fancy site or even a fully fledged customer service system if you don’t have many customers yet. You need to try and promote your business for free by using website builders if possible. If you can do this, then you’ll soon find that everything comes together nicely.
Employers have the responsibility of providing their employees a healthy and safe working environment. They have to make sure the location is ergonomically suitable for the workers. However, accidents such as slipping and spraining your ankle can happen, and anyone could still be injured despite the precautionary measures being followed. Should you ever be injured in the workplace, here are the necessary steps for you to follow: 1. Attend to your Injury First Administering to your injury is the primary thing to do. As soon as the incident take place, it’s important to be treated with proper first aid in order to prevent any further harm. See to it that you limit your movements and be stationary in your area. Legally, every workplace is obligated to have a first aid kit and a designated first aider who would tend to the person’s immediate need. Try to get the attention of the assigned person or have one of your co-workers find the first aider. Getting immediate medical help after the workplace accident can help in your recovery and could reduce aggravation. Although your injury may not be serious, its repercussions to your body can become lifelong without proper treatment. For instance, an unchecked wound or limp can be detrimental in your overall physique. Thus, make sure to get a full assessment of your injuries coming from a qualified medical practitioner. At the same time, the medical records can help prove that your injuries were a result of an accident in the workplace. These records can help in your demands for compensation and other insurance policies. 2. Report the Injury to your Supervisor or Employer As soon as you’re physically well, you need to inform your employer about your work injury and detail how it happened. In addition to your verbal report, you may also write and e-mail a formal document, so there’s a definitive proof of notifying your employer about the incident. Don’t wait a day or two for the pain to go away or clear up on its own. It’s critical that you quickly inform your supervisor or employer so there won’t be any doubts as to where, when, and how the injury occurred. Your supervisor or employer should have an incident report which explains the situation in detail. Make sure to request it right away and have copies for your own record. 3. Partner with a Lawyer Prior to filing a claim, it’s often a good idea to consult and hire a professional like a slip and fall attorney. Navigating through the process of getting compensation can be stressful and confusing, but you don’t have to go through all of these alone. Professional lawyers with experience on workers’ compensation claims can protect your rights and assist you in your legal journey. They can help you in filing your claim, dealing with the workers’ compensation insurance company, and getting the right compensation for your injuries. By having a reliable attorney at your side, you remove the hassle of dealing with all the legal matters, so you can focus more on your physical recovery and other work matters. 4. Create an Incident Report Most states will have a very short deadline by which a worker could report the incident and become insured under the workers’ compensation laws, which is why it’s important to report any workplace accident you’re involved in right away. Filing a thorough report about the accident can immediately protect you in case you don’t exhibit any consequence of the injury until weeks after happening. 5. Keep Track of Absences and Expenses Depending on the type and severity of your injury, you may qualify for a workers’ compensation benefit. In most cases, this means that your partially lost wages for missed work and reasonable medical expenses will be covered. Vying for the claim would require you to have a detailed record of the time you missed from work along with all of your expenses related to your injury. This includes lab tests, doctors’ visits, medications, surgeries, or medical equipment like wheelchairs or crutches. Your medical receipts and records will be crucial for building your claim and ensuring that you receive the right compensation. Conclusion Workplace accidents cannot be predicted. Getting injured while on the job, even the minor ones, can cause missed work and unnecessary expenses. As unfortunate as it may be, it also gives you unnecessary stress of processing compensation claims. But as you continuously work on your recovery and rehabilitation, these steps should help you be compensated and get back on your feet.
