Business : BDC Blog News

What Are the Right Steps to Follow When Selling Your Home?

Poway has around 17,000 households, and home prices in the city have increased by up to 37% since the past year. It’s essential to ensure that you follow the proper steps to sell your home, even though it’s relatively easy to sell a home in Poway. An effective home selling

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Inside the Newly Unveiled Jeju Dream Tower

The Jeju Dream Tower is one of the most exciting new builds in South Korea. Designed by Siaplan architects, this building was opened only this year, after a long five years in construction. There were several major setbacks along the way and one still in progress now, but the hotel

Read More »

6 Reasons To Switch To Natural Gas

There are several different ways of powering your home, and each method has its advantages and disadvantages. If you’re more progressive, you most likely are considering more efficient ways of powering your home instead of sticking to oil and coal. If you’re in such a situation, the ideal decision would

Read More »

How to Find an Antique Mattress

An antique bed and mattress can transform your bedroom into a unique and beautiful place. However, due to the uniqueness of the bed, you need to know how to choose a suitable antique mattress. You have various options to choose a mattress for your antique bed. You do not have

Read More »

What To Consider Before Installing Internet Connection

The Internet has become a necessity among people. Technology is taking over the world not only in offices but also in agricultural practices. Today, you can sprinkle water on your lawns and kitchen garden using a sprinkler with a wifi hose timer. It’s a new technology that is intended to help

Read More »

Why Garden Maintenance Is Essential For Rental Properties

Landlords have many responsibilities when caring for rental properties. Some responsibility falls on the tenants, but it is ultimately up to you to provide the basic maintenance necessities for them. What a lot of landlords neglect is that this refers to things outside the property as well as things inside

Read More »

The Most Common Types of Car Accidents

Reports show that there are several million auto accidents in the United States every single year. These accidents can have many different causes, from reckless or drunk drivers to bad weather conditions or even technical faults and failures with car components. They can also be classified into various categories, and

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Latest Issue
Issue 323 : Dec 2024

Business : BDC Blog News

What Are the Right Steps to Follow When Selling Your Home?

Poway has around 17,000 households, and home prices in the city have increased by up to 37% since the past year. It’s essential to ensure that you follow the proper steps to sell your home, even though it’s relatively easy to sell a home in Poway. An effective home selling plan can help you avoid potential legal issues and ensure that you don’t sustain a financial loss. A certified agent specializing in Poway real estate can educate you on the professional and legal intricacies of the home selling process and help you choose the right buyer. Assess the Condition of Your House The median value of a Poway home is around $1 million. Home prices in Poway are much higher than in other areas in cities in the US. When buyers are compelled to pay such high prices for a house, they also tend to be more analytical about the condition of your home and the distinct features of your home. A critical assessment of your home will help reveal any damages or defects in your home.  The assessment will also help reveal any scope for improvement before the selling process begins. It’s recommended you seek the help of your real estate agent to carry out the home assessment. Real estate agents have clarity on what buyers expect. Your agent could suggest ways to increase the value of your home with minor alternations or renovations. You may also consider painting your home, attending to any plumbing or wiring issues, and other home maintenance requirements before putting your house up for sale. Fix a Price for Your Home There are several factors you will have to consider to fix a price for your home. A real estate expert can help you fix a competitive price of your home. Besides the size and condition of the house, home sellers will also have to consider the real estate rates of similar homes in the neighborhood. High prices may drive away potential buyers. Hence, it’s critical to ensure that you settle on a reasonable price.  You may also want to cover the cost of sale-related home renovations and improvements in the price. If the price does not cover the initial cost of buying the house and the cost of further improvements, you will sustain a loss. While settling for a lower price is inevitable in some real estate markets, Poway has a thriving real estate market that offers several opportunities to home sellers.  Find Legal and Financial Help Your real estate agent will put you in touch with lawyers, lenders, and other experts who will help you with the home selling process. You will need help with several aspects, like the title deed and the transfer deed. You will also need approvals and certifications from relevant authorities to proceed with the sale. Expert lawyers can educate you on the legal requirements you need to follow.  You may need documentation to prove that you are the actual owner of the home you are selling. You may also need to interact and negotiate with the prospective buyer’s real estate title company and real estate agent. A comprehensive assessment of all relevant documents will help you identify any pending payments or other pending liabilities associated with the house. Buyers may be reluctant to buy a house that has pending mortgage payments. A financial analyst can help you find ways to deal with any pending liabilities or payments. It’s also vital to ensure that you get your home insurance documents and agreements reviewed by your insurance agent or lawyer.  Shortlist Potential Buyers If you have several offers on your home, it’s imperative to assess all the potential buyers and shortlist the ones you find most reliable. You may want to speak to the buyers directly and ask your real estate agent to interact with them. It’s also essential to study the financial credibility of the buyers to ensure they are capable of paying for the home. Experts recommend doing a thorough background check of the buyers you shortlist. This will help eliminate the possibility of falling prey to real estate scams. Choose the Right Buyer An expert realtor who works in the Poway real estate market can help you finalize the right buyer and handle all the required closing obligations. Your agent will also help you identify the right time for the sale. It’s vital to sell your home when market rates are high to guarantee maximum profits from the sale. Collaborating with the right Poway real estate agent is crucial to ensuring that the home selling process is smooth and hassle-free. It is also essential to prepare and stage your home for sale. A thorough home appraisal by real estate experts will help you fix the right price for your home.

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Inside the Newly Unveiled Jeju Dream Tower

The Jeju Dream Tower is one of the most exciting new builds in South Korea. Designed by Siaplan architects, this building was opened only this year, after a long five years in construction. There were several major setbacks along the way and one still in progress now, but the hotel and dining elements of the building have been open to travelers for almost a month now and are receiving positive feedback. We take a look at the design of the building and the facilities available inside. Jeju is a volcanic island with pillar and hexagon shaped rock formations. From this natural inspiration came the formulation of the building itself. The facade of the building is created with strong hexagonal pillars, each with a hole right through the center. These holes allow the building to take on a totally different feeling depending on the light conditions. Owing to the curved surface of the hexagon, these holes can reflect the colour of the sky on their inner walls. A dramatic sunset is made even more dramatic with its colours echoed by the pillars. In the same way, the twinkling city lights occasionally catch the building at night, creating a dreamlike effect. The folding of the facade into neat ‘pleats’ creates an interesting effect to the holes when viewed from certain angles, they appear as hearts. This effect was not accidental, but rather an homage to the core of the building, the Jeju Dream Casino. Whether the casino will be accepted into the final design of the building is a contentious issue at the moment. With new online casinos opening all of the time, that are available for South Koreans to play, it seems an unusual attitude to lobby for the removal of the casino from the Jeju Dream Tower. The current design really puts the casino at the beating heart of the building, right in the midst of a space so obviously designed to work around it. If it does happen that the opening of the casino is put on the back burner then there’s no reason not to enjoy some time in the Jeju Dream Tower and opt for an online casino experience instead. With very generous deals for new players, it might end up giving you more play time for your money anyway. Of course, the casino is not the only form of entertainment that guests can expect. Perhaps the most spectacular part of the building is right at the very top. At 38 stories high, Jeju Dream Tower is the tallest on the island, so it made sense to give guests the maximum benefit of the incredible views. Super-fast elevators transport guests up to the Sky Lounge, where they can choose from three different restaurants, all offering a complete rooftop view of the surrounding island. Whether it’s fine dining, cocktails, or bar snacks that guests fancy, they can take in the incredible natural scenery of sky and mountains, as well as watch the busy city below. The building also boasts not one, but two spas, as well as a relaxing indoor pool. One of the spas has a modern international feel, whilst the other, the Jimjil spa, is traditionally Korean. The design of the jimjilbang is incredible. Each of the four rooms is made with a different material, all of which promote a different area of wellbeing. The red clay room is entirely clad in red clay bricks, it is hot and humid, helping the body to sweat out toxins. The cypress room is panelled in cyprus with a wide open roof letting in lots of natural light. It is cool, relaxing and gently scented thanks to the natural wood. The next two rooms are ice and salt, cooling and healing respectively. It is clear that the interior of the tower has been given just as much thought as the exceptionally complex exterior. A day spent in the spa here really is an induction into traditional Korean wellness culture and will leave even the most frazzled of travelers feeling rejuvenated. Finally, probably the most important part of any hotel project are the bedrooms. The Presidential Suite is the largest and most exclusive in the tower. Making the most of the incredible views it boasts floor-to-ceiling windows with a 180 degree view of the city skyline. The interior of the space is designed in a classic contemporary style, with largely European furniture, but an impressive collection of modern Korean artwork. The bedrooms and kitchen area are both as elegant as you would expect, but the marble bathroom is a touch of luxury that would leave even the most discerning of guests impressed. This development has perfected the feeling of luxury, without ever feeling ostentatious. Thoughtful and painstakingly accurate design has gone into creating a soothing space in a bustling city.

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6 Reasons To Switch To Natural Gas

There are several different ways of powering your home, and each method has its advantages and disadvantages. If you’re more progressive, you most likely are considering more efficient ways of powering your home instead of sticking to oil and coal. If you’re in such a situation, the ideal decision would be to switch to natural gas, as this is quickly being seen among many homeowners as a perfect alternative. But if you’re unsure on whether natural gas is an ideal choice to use in your home, look no further. Without wasting any more of your precious time, here’s a guide taking you through why opting for natural gas is a wise move to make: 1. Reliability Among the main reasons why switching to Florida natural gas is great is its reliability if you’re residing in the area. This is very advantageous as you never have to worry about your home being heated, thereby warm and comfortable enough for you and your family. This reliability is because natural gas is delivered straight to your home, even when there’s an electrical outage or during winter storms. Therefore, you can still go ahead and enjoy using your hot water heater, air conditioning unit, and lights even during a power outage.  2. Eco-Friendly As its name suggests, natural gas is 100% natural. With global warming becoming a worldwide concern, making the switch to natural gas is a great way to cut down your carbon emissions, unlike when using other fossil fuels such as oil and coal. This is because natural gas produces less than half of carbon dioxide levels when burnt, unlike oil and a third less than coal. In addition, it doesn’t produce as much sulfur. All this helps in making the fight to achieve environmental sustainability more plausible for each individual or household. 3. Affordable If you’re thinking of more affordable ways to heat your home, you shouldn’t wait any longer to make the switch to natural gas. The price of natural gas has always been lower compared to heating oil and electricity. In addition, the use of natural gas helps you cut down on your spending if you switch to using efficient gas-powered appliances. This affordability is brought about by natural gas being a deregulated utility. Therefore, there aren’t as many restrictions, and this gives you the freedom to control the sum of money to spend paying for gas. 4. Versatile The use of natural gas provides you with a broader range of purposes apart from quickly heating your home. Other possible uses include tumble dryers, outdoor lighting, stoves, fireplaces, warming hot tubs, pools, and grills. This versatility and practicality of natural gas make it an awesome home upgrade that can save you when doing different tasks in the house. As a result, it makes your life a lot simpler. In addition to natural gas being versatile, it runs appliances a lot quicker than those powered by other energy sources. Additionally, when using kitchen equipment such as ovens, cooktops, or gas stoves, you enjoy greater temperature control. 5. Less Maintenance Needed You don’t have to worry about frequent clean-ups when using the natural gas supply as it doesn’t leave behind any ash. This isn’t a privilege you get to enjoy when using other energy sources, particularly coal. The same is evident when heating using oil as the furnaces need to regularly be cleaned to remain in proper working condition and be safe to use. With natural gas, you don’t have to deal with such worries as it takes less effort to maintain, which makes it stand out as a suitable pick. 6. Improved Safety When picking an appropriate heating solution, you must always be a responsible homeowner by factoring in your safety and everyone inside your home. And when you do this, natural gas stands out as among the safest choice to use. One reason for this is the huge regulatory oversight put in place by governments to ensure exceptional standards are observed in the inspection, construction, and maintenance of the underground pipelines transporting natural gas. The safety appeal of natural gas is because it doesn’t produce as many toxic products, for instance, dissolved solids, airborne particulates, and sulfur dioxide that harms your health. Takeaway When searching for the best fuel to heat your home’s heating system, you most likely are prioritizing reliability, safety, and affordability. If this is the case, this article has gone into detail to show why natural gas ticks all these boxes. Therefore, making the switch to natural gas looks more sensible, reasonable and is a decision you won’t regret.

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CONSTRUCTION SECTOR NEEDS TO MAINTAIN NEW TECHNIQUES ADOPTED IN PANDEMIC TO ENSURE IMPROVEMENTS, SAYS STEPNELL BOSS

The UK construction sector was heavily impacted by the disruption caused by the COVID-19 outbreak. Tactics, which were speedily adopted by the industry to keep sites open, will no doubt continue post pandemic. TOM WAKEFORD, joint managing director of 154-year-old family firm Stepnell, which operates throughout central and southern England, says the industry needs to work collaboratively to keep the recovery juggernaut on track. “’Build, build, build!’ was the rallying cry last June. Prime Minister Boris Johnson announced a new deal to put infrastructure at the heart of the government’s economic growth strategy. Johnson said he was committed to build, build, build – in order to fix not just problems created by the pandemic, but issues that the UK had experienced for three decades. “Johnson said he was committed to building new homes, fixing the NHS and tackling the skills crisis – as well as mending the gap in opportunity, productivity and connectivity between the regions of the UK. All the time, the construction industry needed to build back better, greener and faster. “Seen by many then as the industry to help lift the UK out of economic gloom, construction is vitally important to the UK’s recovery. In December, the government issued its Construction Playbook – a blueprint of how the government saw local authorities working more closely with the construction sector. It came at the right time and is being adopted by thousands of organisations across the UK – Stepnell included. “Looking back to March 2020, COVID-19’s impact was immediate. Within a few days of lockdown, remote working was the norm. For some contractors, work on site stopped overnight – and the construction sector stood blinking as companies took in the huge catastrophe before them. “But, despite not being able to assess the future, the construction sector did what it always did – rolled up its sleeves and got on with the job in hand. Projects usually delivered from the board room were now being designed in people’s living rooms and kitchens, which meant contractors looked for new ways of working to ensure projects kept on track. “Alongside government support through furlough and other initiatives, there was stronger collaboration among contractors, supply chain and agencies. This unity meant a camaraderie and a strong sense of everyone having their part to play to achieve the common goal of delivering projects and keeping sites open. “Many contractors, including Stepnell, continued to work on site – and very quickly adapted to new ways of working to ensure colleagues’ safety. “By their very nature, contractors are agile, with their number one role being a problem solver for clients. This agility enabled us to swiftly adjust to solve a very different set of problems during lockdown one in 2020. As an industry, we moved at speed to meet clients’ expectations and we worked closely with clients to manage risk, ensure project delivery and overcome the many hurdles COVID-19 presented together. With our clients, we focused not just on project delivery, but also health and safety and wellbeing. “We also turned to managing our projects in an even more innovative way – using digital technologies and closely looking at new ways of working in order to achieve the results we needed. As well as taking a ‘partnership’ approach with clients, we also worked even closer with our supply chains. Again, working in partnership with supply chain partners, we were able to pay suppliers as early as possible and work together to achieve the results we collectively needed. “Stepnell had a flexible supply chain, which could also adapt quickly to demand. This, like many other factors we have adopted because of the pandemic, will be in place post-pandemic. The ‘not just for COVID’ approach means that the industry will continue to look at new technologies such as cloud working. The industry was way behind in terms of new technologies prior to COVID-19 – one of the positive things to come out of the pandemic for me is to see how crucial we view technology in the long term. “And of course, the pandemic has highlighted an issue that has been present in the construction industry for years – colleague wellbeing. Before the pandemic, the industry already had above average rates of divorce and suicide. Colleague mental health is something which became even more of an issue in 2020 – and will no doubt need to remain a focus for the industry once the worst of the pandemic is over. “On a positive note, the industry could potentially use the recent changes to ways of working to diversify its workforce. The pandemic has plunged the industry into the quickest and deepest possible experiment in flexible working — which has proved to be a success. “Not only that, but the construction industry was in the news during the first part of lockdown – not always for the right reasons as the public could see working sites when others had to stay away from workplaces. But the news pages highlighted construction and the way it was adapting, as well as new technologies. Construction companies’ ability to adapt to these changes, and so quickly, could make the industry more accessible and attractive to a wider talent pool – including young people. “Another key factor I see is the real importance of social value. Something that may have been seen as an exercise to tick boxes and score points against competitors pre-pandemic has been brought to the forefront during COVID-19 to show the genuine benefit to communities which our construction projects can bring. Whether that’s sandwiches for construction workers from a local café which has been closed for months or CSR projects to engage with local schools, which were also forced to lock their doors. “Continuing to bring young people into the industry is crucial. Stepnell has 14% of our workforce as trainees and apprentices – we see opportunities to give young people (an age bracket affected by the pandemic like no other) a great opportunity in a fantastic rewarding

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How to Find an Antique Mattress

An antique bed and mattress can transform your bedroom into a unique and beautiful place. However, due to the uniqueness of the bed, you need to know how to choose a suitable antique mattress. You have various options to choose a mattress for your antique bed. You do not have to choose an old school mattress just because an antique bed is old school. Here are tips to help you select an antique size mattress. Consider a Custom Mattress Some old-style antique beds come in awkward sizes, making it hard to get a mattress that fits in. However, that should not be an issue since you can get a custom mattress. If you do not know what to change the frame of the bed, consider a custom mattress. A custom mattress comes with flexibility and comfort since you choose a specific style. You can select your desired materials for the mattress and get it the way you expect. While a custom mattress is costly, it is worth your money and time because it gives you value and comfort. Remember, when you approach a company that sells the products, ask questions about custom beds to help you make informed decisions. For example, find out if the mattress will have box springs. Also, ask about the mattress depth and height and any other components to help you choose the right mattress. Choose a Firm Mattress When sleeping, you need to be comfortable to enjoy the night. However, this is not possible if you do not have a firm mattress. The best way to choose a firm mattress is by considering your body weight and comfort. If you like to sleep on the side, a firm antique mattress will be a good option. A medium tension mattress is the most popular type, especially for a couple of variable weight. You can also choose a medium-firm tension mattress if you want a firmer feel. If you weigh above sixteen stone, then a firm tension mattress can be the best option. An extra firm tension mattress is also another option if you need additional support for your back. In short, choose a mattress that suits your lifestyle and needs. Determine the Measurements Knowing the size of your bed can help you choose the right antique size mattress. You may think that looking at the bed is enough to determine the mattress size. But you could be wrong. It is best to get the actual measurements and choose a mattress that fits in well. First, measure the outside corner as you stretch out the tape towards the other edge. Then, when done with one side, move to the next side and do the same thing. Ensure you have accurate measurements for the length and width before you start shopping for a mattress. Inquire about any additional features that come with the mattress. Take a Picture or Video After taking the bed measurement, it is imperative to take a photo or video of your bed frame when visiting the seller. This will help the seller to identify the best mattress for your bed. You can also call the company and send a video or photo if you want to buy the mattress online. The company will help you make the right choice. The Bottom Line When selecting a mattress for your antique bed, ensure you understand the nitty-gritty before making an order. Using the tips above can help you choose the best mattress that suits your lifestyle and needs. You may also want to compare prices and mattress features from different companies before making the final choice.

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What To Consider Before Installing Internet Connection

The Internet has become a necessity among people. Technology is taking over the world not only in offices but also in agricultural practices. Today, you can sprinkle water on your lawns and kitchen garden using a sprinkler with a wifi hose timer. It’s a new technology that is intended to help you control your sprinkler automatically. You don’t have to be present and make adjustments. However, the gadget uses an internet connection which needs to be strong enough to cover the entire household. For efficiency, it’s necessary to look for a good internet service provider. The following are factors to consider.  Internet Dependability Internet frustrations are common among people. You don’t want to experience such issues. It’s necessary to look for a dependable and consistent Internet that will serve you effectively. It will depend on the ISP you choose. You should inquire from reliable and trustworthy persons who can help select the most dependable ISP in your area to avoid such frustrations. Therefore, you will be assured of having an efficient internet connection throughout.  Speed The super-fast Internet is everything. No one wants an internet that slows down operations. It means you have to search for the most efficient internet provider who can guarantee to provide high-speed Internet. As technology is improving and advancing, many internet providers are emerging and improving their services. Know those internet providers with the best offers. It will be a good chance for you to get the most convenient, super-fast internet connection you ever wanted.  Customer care services Your internet service provider needs to be reliable and available to address clients’ problems. If the problem requires an expert to manage it manually, you needn’t wait for long until the service provider steps in. With the advancement in technology, the majority of the repair and maintenance is done automatically. Your internet service provider should have an effective program working 24/7 to address clients’ issues promptly.  Low installation cost Today, there are many internet service providers. Each ISP is coming up with unique offers to outdo the opponents and get the attention of prospective clients. The high competition in the industry has helped to reduce the installation costs and other charges like bundle packages. Some ISPs will offer internet upgrading services free of charge, while others at a low cost. Therefore, search for an ISP with the best offers, reliable internet connection, and reasonable installation price. Internet efficiency It’s obvious that you’re changing your old internet connection due to its unreliability. Be at peace with an efficient internet that will make your work easy. Look for internet providers with the most appealing offers, like super-fast Internet, backup programs to ensure you have connected all along, and so on. Your ISP should be updated with better ways to improve the Internet to meet clients’ demands.  Expertise and legit There is a need to consider an internet service provider with enough experience. Such an expert will have a vast knowledge of what you need in your home to meet your needs. You don’t need to worry that the internet connection will have issues thereafter since your ISP has all it takes to manage the task professionally. Additionally, make sure you confirm whether your internet service provider is operating on legal grounds. The installation should meet the set standards and regulations.  Internet offers and extras Technology is changing at a super-fast speed. Today’s new and advanced technologies are outdoing those that were invented yesterday. This means that everyone is going for the best offer the internet market is providing. With the high-speed Internet, it is easy to have better operations using the Internet without experiencing problems. Your service provider needs to provide offers that meet your needs by all means possible.

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Why Garden Maintenance Is Essential For Rental Properties

Landlords have many responsibilities when caring for rental properties. Some responsibility falls on the tenants, but it is ultimately up to you to provide the basic maintenance necessities for them. What a lot of landlords neglect is that this refers to things outside the property as well as things inside it. You may have no problems scheduling regular boiler checks for your properties, but have you thought about garden maintenance? If your rental property is occupied by one tenant, they should handle the maintenance of the outdoor space. This relates to instances where you rent out a typical family home, for example. However, if you own a block of flats or there are shared outdoor spaces between multiple tenants, the onus is on you to provide maintenance. It’s not a luxury that you add on to make it seem like you’re a good landlord – garden maintenance should be essential, and here’s why… Attract more tenants Do you have vacant properties that need filling? It’ll be hard to attract tenants if the garden and outdoor spaces are a complete mess. Regular garden maintenance makes your property more desirable and marketable, encouraging more people to enquire about it. If you’re been struggling to generate interest around your rental property, now’s the time to get all your outdoor power equipment parts together and tend to the garden. Once everything is neat and tidy, take new property photos and see the instant impact this has on inquiries.  Retain tenants for longer People won’t want to live in a rental property when a shared garden is completely unkempt. It’s not just the garden that’s the issue, it’s any greenery and trees that exist on the property as well. If everything becomes overgrown and unsightly, people want to leave. It annoys them to come home to a property where the lawn is a foot high and all the bushes are overgrown. From their perspective, it makes them wonder what their rent is going towards. Sure, it goes towards the property, but they aren’t getting any extra help from the landlord, so why bother staying? Regular garden maintenance puts an end to these thoughts and encourages people to stay for longer, maximizing your income.  Prevent accidents  Lastly, garden maintenance reduces the risk of accidents and injuries happening on your property. An overgrown tree with low-hanging branches can very easily cause a personal injury. Long grass or weeks can be considered trip hazards – as can lots of wet fallen leaves in the rainy months. If you want to prevent accidents on your property, you must maintain a neat garden and the surrounding outdoor space.  At first glance, something like garden maintenance seems like a trivial thing. By all means, you should not feel responsible for keeping a garden tidy if you rent out a home with just one family or tenant living there. This is more aimed at landlords that own an apartment building or any other property with a garden shared by tenants. Don’t neglect regular maintenance as it can be highly beneficial to keep things in order. 

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The Ancillary Costs Of Purchasing A Commercial Property After Construction

Many of us understand how much it costs to build a property. But when it comes to the purchasing costs, we don’t always know a huge amount. That said, we should. That’s because how much a building costs to purchase matters a lot to clients. They want to know that they are getting a good return on their investment.  So what purchase costs do we need to take into account following the construction of a building. Perhaps the biggest issue is the cost of capital for the downpayment – usually around 20 percent for most commercial projects. Those buying commercial buildings will need to consider the opportunity cost of putting this money into commercial real estate equity versus investing it elsewhere, such as the stock market. Other cost considerations include valuation fees and loan agreement legal fees. As the following infographic shows, these can be up to 1 percent of the purchase price of the construction. There are many other costs too, such as fire insurance, loan instalments, interest and utility deposits for electricity and water.  It’s also worth noting that commercial rates for utilities are often considerably higher than they are for residential properties. So when clients consider the levelised cost of purchasing a new construction, they will take this into account as well.  If all this sounds a little complicated, don’t worry. The following infographic breaks it down. It shows the likely costs of purchasing a property and how much you’re likely to spend in a country like Malaysia. By PropertyGuru Group

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The Most Common Types of Car Accidents

Reports show that there are several million auto accidents in the United States every single year. These accidents can have many different causes, from reckless or drunk drivers to bad weather conditions or even technical faults and failures with car components. They can also be classified into various categories, and there are many different types of accidents, from rear-end collisions to side-swipes. Knowing the difference between auto accidents can be important, because if you’re involved in one of these accidents, you may want to contact a lawyer, and there are certain firms that specialize or have a history in dealing with certain specific types of accidents. To help you differentiate between them and identify the various varieties, this guide will introduce some of the most common types of car accidents. Rear-End Collision The rear-end collision is statistically the most common form of auto accident. This is when one vehicle collides directly with the back of another, often leading to major damage to the front and rear of each respective vehicle, and possible injuries to the drivers and passengers inside due to the sudden impact and force of the crash. There are many potential causes of rear-end collisions. A lot of them occur during rush hour or periods of heavy traffic when cars are driving too close together and not respecting the rules of safe distances. These sorts of accidents may also happen when drivers tailgate others on roads or freeways. It’s also possible for rear-end collisions to occur because of the weather. If rain is falling or frost is on the ground, the road can be more slippery and it can take longer to slow down and stop. So, if you need to brake suddenly, you might not have enough space or time to avoid hitting the car in front. To avoid these accidents, it’s vital to keep your distance and brake ahead of time. Side Swipe Collision Another very common type of car accident is a sideswipe collision. Also known as a side impact or “glancing blow” collision, this is when one car connects with the side of another at a slight angle. This can lead to both drivers losing control of their cars and may cause damage and injuries to both parties, as well as a risk of damage to other cars that might get involved inadvertently in the crash. There are various causes of sideswipe collisions. One of the main ways in which this type of accident can happen is when cars try to change lanes or drift out of their own lane without checking their mirrors and failing to notice the presence of another vehicle beside them, or if cars try to force their way into another lane when there simply isn’t space. It’s also common for sideswipes to occur when drivers get distracted due to things in their car like phones, food, drinks, passengers, and so on. The key to avoiding side swipe collisions is to make sure you always use your mirrors and signals before making turns or changing lanes and wait for the right moment to merge. T Bone Collision A T-bone collision, which may also be referred to as a “broad impact” collision or right-angle crash, is another form of a collision involving one vehicle hitting another from the side. The difference between the T bone and the side swipe is that, in a T bone, the cars are perpendicular to each other, with one driving directly into the side of the other. This can be one of the most devastating types of accident, because cars have less protection on the sides, so victims of these accidents can suffer terrible injuries or even death. In terms of how they happen, these types of accidents usually occur at intersections where two cars try to pass at the same time. If one car drives out at traffic lights while another one is trying to pass, they may collide in a T bone formation. It’s also possible for these accidents to occur due to distracted driving or drunk driving. Drivers need to be really careful at intersections, making sure to stop if needed, look both ways, and give time for other cars to pass before they proceed. Head-On Collision Definitely one of the worst types of auto accident, but also one of the rarest too, a head-on collision is when two cars collide with one another head-on, with both drivers facing one another. Since both cars are traveling in opposite directions, the impact of this accident can be enormous, causing huge amounts of damage. Head-on collisions usually occur when one vehicle goes out of its lane or drives the wrong way down a road, or if a driver has to swerve suddenly to avoid some other hazard and collides with a car coming in the opposite direction. These accidents commonly involve drivers who are under the influence of drugs or alcohol, and some involve people who have fallen asleep at the wheel. In order to avoid head-on collisions, it’s important for drivers to keep their hands on the wheel and their eyes on the road at all times, watching out for any upcoming hazards or drivers on the wrong side of the road, especially at night and at weekends when the chances of encountering drunk drivers tend to be higher. If you ever encounter this type of accident, you need to consult with auto accident injury lawyers. Final These are just some of the many types of auto accidents that occur each and every day on American roads. There are also many other types to take into consideration, such as collisions with animals or collisions with pedestrians and cyclists. There are even single-vehicle collisions in which one car crashes into objects like walls or street lights. It’s clear to see that there are a lot of risks on the roads, and driving unsafely can massively increase your own chances of being in an auto accident and suffering serious injuries in the process. Make sure

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Your garden summer proof in no time with these tips and tricks

Summer is around the corner and this means people have to turn to their green fingers again. However, not everyone has green fingers but some do have a garden! How to make your garden ready with minimal effort, while making it a pleasant environment to enjoy those rays of the sun? In this article, we will look at multiple ways to create a summer feeling. Add a palm tree! Sounds like an easy thing to do right? Palm trees come in lots of different sizes and can be placed almost everywhere. The advantage of a palm tree is the fact that it can be placed in a pot which makes it versatile to place. The palm tree immediately gives a summer feeling and does not require any changes to your current garden. Besides that, they are easy to maintain as long as you follow the weather patterns. Oh, there’s an application for that, of course. Garden efficient using applications To continue our trajectory along the road of applications, there is way more to explore. There are simple garden applications that tell you when you need to water your plants and change the soil, to complex and professional apps for the real deal. If you do not have green fingers, the simple app will suffice in keeping your plants alive. Nothing better than having an efficient gardening process, right? Add some plants and flowers Naturally, your garden includes garden plants. However, there are great additions that can make an easy difference. For example, colourful flowers in the summer can change the atmosphere of the garden entirely. They do come with some instructions, but when following them you can be sure to have beautiful colours during the whole summer period. Next to that, there are options such as the French lavender. With their popping purple colour, they are a great addition to almost any type of garden. Time to pick up a gardening hobby? If you are interested in growing green fingers, this might be the one for you. Although it does not have to be placed in a garden, a Bonsai tree can be great among garden plants. Especially in smaller gardens it is a match made in heaven. Bonsai refers to an ancient Japanese technique of taking care of plants and does not refer to a specific plant type. Often, the technique is applied to plants such as Ginseng. The technique requires you to “shape” the plant artistically and calmly, a process that is both labours intensive as well as perfectionistic. In the process, trees can often die. This makes it the ultimate test to becoming a true gardener. Luckily there is the Internet Of course, you are not alone in this. Many social media channels are packed with photos and videos of Bonsai and how to take care of them. These help you to get a hang of it and grow your inner Bonsai expertise.

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