Blockchain is a technology that remains incomprehensible to many participants in the IT market and other areas. Company IBM believes that blockchain able to produce qualitative changes in the global economy, leading to the emergence of second-generation economy. But in order for this to happen, considerable effort must be made.
Living in the US, consider yourself extremely lucky if you have never been part of a car accident in your life. According to Statista, there are approximately 273 million registered vehicles along with over 225 million licensed drivers in the United States with an average of nearly 10 million car
Two real estate firms have acquired a 294-apartment residential rental complex in east London from Kennedy Wilson for approximately £100 million as part of their PRS joint venture programme. Realstar, a real estate investor and manager, and global real estate company QuadReal Property Group have added to their growing London
Landwood Property Auctions is hailing a switch to weekly online auctions as the catalyst for a massive rise in activity in 2019. While the property sector as a whole has struggled against the backdrop of Brexit and a snap general election, Manchester-based Landwood managed to buck the trend. Landwood Property
In this post, we look at all the methods estate agents use to draw attention to an open house event and maximise its potential to sell a property.
There are many reasons for a property owner to decide whether they want to repair their damaged, leaking roof or opt for a full roof replacement. In some instances it is not even up to the property owner, for example when insurance is involved. If you roof is damaged or
Fires can happen to anyone and at any time, with or without warning, and when it does happen it is more important to make sure that everyone is safe before trying to save the property. More often than not, fires can ravage a home, a business and any other property,
First-time drivers may feel that they already know everything that they should do when they are on the road but actually, there are still a lot more that they have to know before they can ride their cars freely. You may not really think about car insurance when you are
Mother Nature is usually wonderful, beautiful, and stunning, but every once in a while, it can be a cruel and unforgiving parent to us all. We, of course, refer to the natural disasters that can strike anytime, depending on your location and the season. Hurricanes, storms, floods, earthquakes, and fires
Property developer Futureal Group has sold its Advance Tower located on the Váci road office corridor to Erste Real Estate Fund. This is the first transaction in the Hungarian market, which includes a WELL pre-qualified office building having a beneficial impact on employees’ health and comfort. The real estate fund
Blockchain is a technology that remains incomprehensible to many participants in the IT market and other areas. Company IBM believes that blockchain able to produce qualitative changes in the global economy, leading to the emergence of second-generation economy. But in order for this to happen, considerable effort must be made. Now more and more companies are starting to work with blockchain – a technology that allows you to restructure human economic activity, making this industry more efficient. In addition, the blockchain allows you to optimize other areas as well, since finance is far from the only area for working with this technology. Despite the fact that the technology has been on the market for about five years, it is only at the beginning of its formation and popularization. More information can be found at https://bitcoins-evolution.com How it works What is blockchain? If simplified, then this is a distributed storage system for records, access to which is available to any user on the network. Entries entering the system form the so-called blocks, which, in turn, are linked into a single chain. From here came the name blockchain – a chain of blocks. Almost immediately after the blockchain entered the fintech services market, IBM Corporation realized its promise and began to study the possibilities of technology and developments in this area. It is very important to realize that blockchain is not only bitcoin, during forex trading hours, a cryptocurrency that has been talked about and written about over the past few years. The scenarios of the possible use of this technology within the organization or as part of the interaction of individual companies are many. So, using the blockchain, you can organize financial transactions between banks around the world without a single center, develop a supply system of almost any type (leasing cars, assembling complex devices, etc.), create a fast and reliable system for concluding contracts between a buyer and a seller, or the recipient of the service and its provider, organize a mailing system. Blockchain can be extremely useful for organizations that exchange information, valuable data, but do not trust each other too much. In this case, the technology allows to simplify and improve the processes of exchange and storage of information related to the interaction of these organizations. In general, the benefits of using blockchain are still not entirely clear to company executives. In order to help realize the possible profit from working with the blockchain, IBM has developed a fundamentally new cloud services based on this technology. They help ensure the reliable operation of a new class of distributed financial applications. And if you combine the blockchain with the Internet of things (IoT), then in this case, users of the system get the opportunity to work with data. An example is the fixation of the temperature of a sent parcel with a record of all received data that is transparent and becomes available to the sender, recipient and carrier company at the time of registration. Both the sender and the recipient will receive all recorded changes in the parameters of the package in real time. IBM Information Training Despite the fact that the promising nature of this technology is obvious to many companies and specialists, most of the companies still do not work with blockchain. But information about the technology is spreading quickly, and company leaders, having heard about its wide capabilities, instruct developers to implement these capabilities in enterprise services and applications. Well, so that developers better understand what blockchain is, IBM runs the so-called IBM Garages. These are peculiar service stations that are either already open or will be organized in the near future in major cities of the world. In addition, the IBM Global Business Services division at one time announced plans to provide advice on blockchain issues in such areas as logistics, finance, and banking. Future of Blockchain Blockchain future is expected to be bright compare to other cryptocurrencies. As it is easy to use, and use at the international level. Most of counties authorize this cryptocurrency. One can get huge knowledge about blockchain on the internet. Blockchain is a transparent, secure, and porous system this technology will change the way people think about exchanging value and assets.
Living in the US, consider yourself extremely lucky if you have never been part of a car accident in your life. According to Statista, there are approximately 273 million registered vehicles along with over 225 million licensed drivers in the United States with an average of nearly 10 million car accidents every year. With over 313,000 miles of public roads the most of any state, Texas alone, has more than 13 million licensed drivers. Further, the car insurance industry estimations say that the average driver will file a claim for a car collision about once every 17.9 years, suggesting that if you got your driving license at the age of 16, the odds are that you are going to experience some kind of car accident by the time you turn 34. The average person has a total of 3-4 accidents over the course of a lifetime. Photo from Pinterest Being involved in a car accident is a shocking and frustrating experience. Moments after a car crash, adrenaline is rushing and emotions are running high. In order to protect your health and your financial interest as well, it’s of the highest importance to remain calm and to know what further steps to take. After checking everybody involved for injuries, it’s time to take the necessary steps following every regular car crash such as filing an insurance claim. Such a claim is a request made to an insurance company for compensation regarding the traffic accident that happened to you. Car repairs can be quite expensive, so if you are involved in a crash, you’d want to know how to file an auto insurance claim. Therefore to know what to do about the claiming process, we’ve highlighted the key information you may need. What to do right after the accident? First things first, after an accident, move your vehicle to a safe spot out of traffic if possible; if not, turn off the engine and exit the car carefully. Even if no one is seriously injured, it’s important to call the police and report the incident. This step can help clarify what does fault mean in car insurance terms, as the police report often plays a key role in determining responsibility, which can impact claims and future premiums. Gather the proper set of information and details about the car accident, so when it’s time to file a claim you will have everything written down and pictures you can use as evidence. Don’t place blame on the other driver, you’ll figure everything out later with your insurance company. Take photos of the crash scene, photos of the vehicles involved, drivers involved, license plates and any damage done to the vehicles. Also, exchange information with the other driver including contact and insurance details. Call the police Call the police! As you will probably be shaken up after an accident, having an officer take down the details of the traffic jam in the police accident report is always the best option. Officially titled “CR3 Peace Officer Report”, such a report is used by law enforcement to record the details relating to your accident involving any type of vehicle. You can also claim your Texas crash report online, which is indeed a very important piece of paper to have in order to file the insurance claim. Whose insurance do I call after the accident? In general, in accidents where the at-fault driver accepts responsibility, you probably won’t need to call your insurance company unless you were at-fault. In simple clear liability accidents, the sooner you call your insurance provider – the sooner the provider can help you get things back to normal. What happens if the other driver doesn’t have an insurance policy? In general, if you get into a car accident, the at-fault driver’s insurance pays for the damages and injuries. Yet, if the other driver is uninsured, things get a little bit more complicated and here’s what you should know. Driving a car without car insurance for any period of time is considered illegal and that’s why uninsured and underinsured motorist coverage is very important. If you get in an accident by a driver with no insurance, your uninsured or underinsured insurance will kick in and help you cover your medical expenses. Also, if you’re at fault, not only you will be paying out of your pocket for any medical expenses or damages to the vehicle, you’ll be responsible for paying the other driver’s injuries and damages. You might even get sued by the other party for the damages you caused them, could be issued a ticket, potentially lose your license and registration and face jail time. How do I file an insurance claim? Just give a call to your insurance company and they’ll walk you through the process and ask for all relevant information. As soon as your claim is filed, a claim representative will contact you to go over and claim the process to follow. The insurance company will review your claim and work with you to correctly evaluate it. After that, they will assess and try to complete it as quickly as possible. Photo from Pinterest What relevant documents do I need to have in order to file a claim? According to the Texas Department of Motor Vehicles, when filing a claim you will need to submit the policy number which can be found on your insurance card; date, time and location of the accident; a detailed description of how the accident occurred; you will have to name the police department involved and the police crash report number and provide insurance and contact information of the other party involved. This is why it’s very important to collect all relevant information right after the accident and to write down as many details as you can. What happens with the car insurance claim after an accident? When your claim is filed, your insurer will assign a claims adjuster to examine your case. The adjuster will do a number of things such as reviewing
Two real estate firms have acquired a 294-apartment residential rental complex in east London from Kennedy Wilson for approximately £100 million as part of their PRS joint venture programme. Realstar, a real estate investor and manager, and global real estate company QuadReal Property Group have added to their growing London portfolio by buying up the asset in the east of the city. The deal represents Realstar’s fourteenth PRS investment in the UK and marks the fourth asset in the £1 billion London rental joint venture between the Canadian-headquartered firm and QuadReal. Described as a ‘landmark development within Ilford town centre’, Pioneer Point includes 294 residential units within two towers. There is 35,000 sq ft of fully leased commercial space and 10,000 sq ft of extensive resident amenities. In common with other Build to Rent projects, the development offers residents a dedicated on-site concierge and property management suite, as well as resident lounges, meeting spaces and work pods. Residents can also benefit from a quiet lounge, entertainment spaces with open-plan kitchen and dining rooms, a kids’ zone, games room and cinema. Pioneer Point is just a stone’s throw from Ilford Station, which offers fast connections into London. These will be further enhanced once Crossrail (the Elizabeth Line) becomes fully operational at some point next year. Ilford is a key transport hub on its eastern section, linking Essex with East and Central London.
Landwood Property Auctions is hailing a switch to weekly online auctions as the catalyst for a massive rise in activity in 2019. While the property sector as a whole has struggled against the backdrop of Brexit and a snap general election, Manchester-based Landwood managed to buck the trend. Landwood Property Auctions, which first launched on to the market in February 2018 as one of the first in the industry to sell solely online, made the call in 2019 to step up its offering and increase the regularity of auctions from monthly to weekly. Following the introduction of auctions every seven days, Landwood saw three times as many lots listed on its site as for the entire 12-month period preceding it, with sales levels also more than doubling. Some lots even sold for as much as 356 per cent more than their listed guide price. Throughout 2019, Landwood sold more than £16.5 million worth of property via its online auction service, £2 million of which came from lots selling over their reserve price. With more opportunities to both buy and sell online with Landwood Property Auctions, success looks set to continue throughout 2020 and beyond. Landwood Property Auctions director Kate Lay said: “We deliver a genuinely personal service, giving clients immediate access to impartial, straightforward and clear advice. “We work hard to constantly develop innovative ways of delivering auction services that fit with modern, ever-changing client and buyer requirements and behaviours. As early adopters of an online-only auction format, we understand the benefits of doing so to offer a wider range of properties for sale, as well as how to maximise the potential of the technology on offer. “Introducing weekly auctions was just another way of us setting a new standard for what buyers and sellers alike can expect from an online auction service. “The average amount of time it takes to sell a property through traditional methods is 62 days – but through Landwood’s weekly online auctions the process can be much quicker. For example, it can take as little as 14 days for completion to take place once a property has sold. “The ease of access to our system also helps to ensure there’s a higher number of potential bidders, and thus a higher sales success rate.” Fellow director James Ashworth added: “We’re proud to be one of the first to adopt online as our auction method and set new standards for its success. “It’s fantastic to see such growth and we look forward to seeing lot and sales numbers increase in the coming months, with 2020 looking set to be our most successful year yet.” Across the year, Landwood dealt with everything from a city centre penthouse apartment to a grade two listed bank, a holiday home in the Shetland Isles to a stretch of riverbank in the heart of the Lake District National Park. And it wasn’t just the bigger properties that attracted the most interest, with buyers rushing to snap up the lower priced and smaller lots as a way to expand their property portfolio. This variety on offer is yet another aspect of Landwood’s service which helped to make 2019 and their weekly auctions a huge success. Directors Kate and James are already well prepared for the year ahead and, with concrete plans in place to further develop the brand and it’s online offering in the coming months, it’s an exciting time to be involved with Landwood Property Auctions. Kate said: “With our new website launching in February alongside our new company branding, we can’t wait to see what comes next. In the earlier days of Landwood Property Auctions, many asked us if online bidding could truly match the competition of a traditional room auction. The answer is clear to see. We offer everything that a traditional auction room does but with more modern customer experience to suit the wants and needs of the era. The success of our approach is proven with the increased number of sales.”
In this post, we look at all the methods estate agents use to draw attention to an open house event and maximise its potential to sell a property.
There are many reasons for a property owner to decide whether they want to repair their damaged, leaking roof or opt for a full roof replacement. In some instances it is not even up to the property owner, for example when insurance is involved. If you roof is damaged or leaking, you may be considering repairing the damaged area or investing money in a complete roofing system replacement. This article will cover some of the top things to consider when making this decision. Architectural Asphalt Roofing Shingles vs. Old Three-Tab Shingle Roofs The two main types of asphalt shingle roofs are, 1) old 3-tab shingles and, 2) architectural asphalt shingles. Many roofers prefer to only install architectural asphalt shingles. Hanover PA roofing contractor JWE owner Jeff W. Erb says that he never recommends 3-tab shingles, and only feels comfortable installing architectural asphalt shingle roofing. “I have been working on roofs for over 20 years and I’ve seen thousands of failed roofing systems. In my experience, the old 3-tab roofs are inferior to the newer architectural asphalt shingles in terms of durability and leak protection. Architectural asphalt shingles are more desirable not only because of their aesthetic appearance and the high-definition look they provide, but because of the lifetime warranty provided by roofing product manufacturers. It’ll be the last roof you ever need for your home”. Lifetime Warranty for Architectural Asphalt Shingle Roofs Erb is referring to the ‘out-of-the-wrapper’ warranty provided by shingle manufacturers like GAF, IKO and CertainTeed on their roofing products. Furthermore, roofing installers like JWE who are factory-certified by these manufacturers are able to register their customers new roofs for extended, full-coverage, “lifetime” warranties that exceed 30, 40 and even 50 years (depending on the manufacturer). These extended warranties are only available for architectural asphalt shingle roofing system installations, so if you have a 3-tab roof that is due for a replacement it is well worth the money to invest in an architectural asphalt shingle roof. When it comes to quick roof repairs, most roofers do not guarantee that their work will stop the leak for an extended period of time. In order to warranty their work, roofers want to know that their installation is done properly, and this just isn’t possible without removing the existing roof. Roofers therefore prefer to address the roofing system in its entirety, which we will discuss in the following section. Roofing System Anatomy: Components are Difficult to Repair, but a Roof Replacement Addresses the Entire System A building’s roof is more than just a layer of shingles or sheet metal. A roof is a system of barriers that work together to protect from water, leaks, wind, storms, hail, energy loss, and more – the shingles are simply the outermost visible layer of the roofing system. If that outer layer of shingles has failed to the point of water leaking into the home, it is likely that there is damage to inner barriers like underlayment, roof deck plywood, flashing (like chimney- and step-flashing), vent-pipe boot leaks, and more. It is rarely the case that the source of the leak can be easily identified in a way that makes a simple repair possible without having to remove large sections of the roof. In most cases a full roof replacement is the most effective way to thoroughly repair the leak. During a full roof replacement all the components of the roofing system are replaced, and the roofer is therefore confident that their installation will last for decades to come. NOTE: Metal roofing is becoming increasingly popular, and if your asphalt shingle roof is due for a replacement you may want to be one of the many homeowners who are considering updating to metal roofing like standing seam, metal shingles or corrugated steel. They are far more durable, last much longer, and are unlikely to leak or suffer storm damage. Some types are not much more expensive than asphalt shingle roofs. Learn more about metal roofing services costs, benefits, etc. Dealing with Insurance Claims for Roof Damage Caused by Storms and other Covered Perils Roofs are the most common part of a house that are paid for by insurance companies. Most roofing contractors have the majority of their work paid for by homeowners insurance, and they are all painfully aware of the fact that these insurers have a profit motive to pay out as little as possible. This usually results in approval for bare-minimum repairs rather than full replacements. Ultimately this causes more hassle for the homeowner, who will inevitably have to shell out money for future repairs or a full roof replacement sooner than they would have otherwise had to. It is possible for savvy homeowners to get the most out of their insurance provider for their roof damage repair claim if they hire the right roofing contractor, many of whom are partnered with public insurance adjusters who are experts at getting claims approved. They are usually hired on a contingency contract that holds the homeowner accountable for no more than their deductible. Hiring a professional loss adjuster like this is a win-win for owners dealing with home damage because the contractor’s goal is to get the full extent of work approved and paid for. CONCLUSION: Most Professional Roofers Recommend a Full Roof Replacement The fact that most roofers usually recommend replacing a leaking or damaged roof is not a dishonest ploy to upsell property owners. As we explained above, it is hard for a professional roofing contractor to guarantee a small repair because it’s almost always impossible to determine the source and cause of the leak. Furthermore, roofing manufacturers do not warranty their products unless the installation of three or more roofing system components accompanies their shingles, so anything short of a replacement is missing the opportunity for a lifetime warranty. The good news is that a roof replacement is often the last roof a homeowner will need to get. The lifetime warranty on architectural asphalt shingle roofs is transferable to the next
Fires can happen to anyone and at any time, with or without warning, and when it does happen it is more important to make sure that everyone is safe before trying to save the property. More often than not, fires can ravage a home, a business and any other property, as fires can go on burning until it ran out of oxygen or all that could be burned had already been burned. Most of which actually is the latter, thus, those who have had the misfortune of having their properties burned must navigate through all the issues and problems in order to rebuild their properties. It is a legal requirement to take out a fire insurance policy on any property that you plan to purchase, since fires are the most common accidents that could happen to destroy your property. However, making a fire insurance claim is much difficult and complicated than it really is and you need a fire claim adjuster to make sure that you get the most of your insurance claims. What is a Fire Claim Adjuster? A fire claim adjuster is a public adjuster that has been licensed by the state to represent insurance policy holders who are filing insurance claims from their insurance providers. The responsibility of the fire claim adjuster is to ensure that the insurance policy holder gets the amount agreed on by their policy and whatever other benefits it may have in respect of their fire insurance claims. A fire claim adjuster is authorized to represent and negotiate with the insurance providers for the insurance policy holder, and by doing so will work for the benefit of the policy holder and not that of the insurance companies. Thus, they attend to meetings, inspections, negotiations, and prepare documents, reports and claims for the policy holders. They also make follow-ups, call insurance companies if they are taking too long to process the claims and ensure that you get paid as soon as possible so that you can also get to rebuild your home or property the soonest. Why You Need to Hire Your Own Fire Claim Adjuster? It is a reality that making a fire insurance claim and being compensated with the amount on your insurance policy agreement are two very difficult processes and even if you are willing to do this on your own, the truth is hiring your own fire claim adjuster is more cost-effective in the long run. With your own fire claim adjuster, you will be assured that your best interests are being protected and that the fire claim adjuster will make sure that your rights are protected and that you are represented in all meetings and proceedings. Most of the time also, insurance companies will not deal directly with the policy holder, they will have to assign a fire claim adjuster to be your representative, and this is not what you want or need at this time. Insurance companies will choose a fire claim adjuster and introduce him or her to you and will basically function in the same way as regular public adjusters do, however, these fire claim adjusters will not have your best interests at heart, instead they are working for the insurance providers and their only job is to see to it that you get paid with the minimum amount the insurance company wants to give you. Thus, it is better to hire your own fire claim adjuster who will work for your interests even if you had to pay them yourself, rather than accepting the offer of the insurance companies. How Do You Find A Fire Claim Adjuster? Insurance is a thriving business and there is good money to be made in it, thus, there are also a lot of establishments who do provide fire claim adjuster services, there are of course the expensive ones with stellar track records and the cheaper ones with less experience. Who to hire will depend ultimately on you own preferences and whether you want to take a risk on the new players or ensure the success of your claims with the more experienced one. You simply have to weigh it out and find one that will be a good fit for you. Someone you can communicate with, someone you can trust and who is really sincere and committed to working for your interests. You can find a fire claim adjuster in any of the businesses that specialize in this kind of things. But, you need to make sure that that service provider has the track record to prove that they are really good at what they do and they have verified and licensed public adjusters. You also would want someone that really has a physical office or location that you can go to, and schedule an appointment for a consultation, in that way you can actually get to experience how responsive they are to their client’s needs and decide for yourself whether you want to hire them for your fire insurance claim needs. Another way of figuring out which fire claim adjuster to hire is to ask for referrals from people you may know who have gone through the same experience as you did, and was either able to get the most from their insurance policy or not. Even if these people may not point you to the right fire claim adjuster, they can also tell you which ones to avoid. This is why experience and success rate is important, you would want someone who already have had the experience navigating through the complex process of making fire claims, someone who knows the language, has the right skill set and tools and one who can tell when insurance companies are playing hard or lowballing. You Now Have A Fire Claim Adjuster, What To Do Next? After the fire, and you and your family or employees are safe and without any injury, then you can move on to inspecting your property and assessing just how
First-time drivers may feel that they already know everything that they should do when they are on the road but actually, there are still a lot more that they have to know before they can ride their cars freely. You may not really think about car insurance when you are driving for the first time. You will probably think about where you are going to use your car, how you are going to use your car, and what your friends will think of the car that you have. Car insurance may be the least of your concerns. You should know now that car insurance is going to be important. You can check https://www.cheapautoinsurance.com if you want more details about the car insurance policies that are available for first-time drivers like you. The Most Cost-Effective Way The most cost-effective way that you can get car insurance is when you are added to another person’s policy. It is very possible that someone in your household already has car insurance. When you get added, this means that you will get the right benefits whenever you drive. When you are a first-time driver, you will be considered as a high-risk driver by insurance companies which means that your premium will be higher as compared to those who have been driving for a long time. The only option that is available for you is to make sure that you will be added to the insurance plan of a driver that already owns car insurance. Possible Discounts You May Get There are some potential discounts that the original car insurance owner may have that will lower all of your premiums even further: Bundling the car insurance with other cars of the household Bundling your car insurance with other insurance policies like home insurance, and so much more. Getting additional driving courses You need to prove that you are a good driver if you would take some driving courses that will show that you take driving seriously. Shop Around One of the best things that you can do is to check the different car insurance companies that are available. You can get several quotes from different companies and you should find the one that will provide the lowest rates possible. There are also some people who would like to pay the full amount the moment that they get their chosen policy. This can be very effective too especially when you are trying to save up. You will pay a lower amount initially and you also do not have to worry about subsequent payments until such time when you need to renew your policy again. In addition, every first time driver can also use a lawyer for many reasons. The most common reason is because lawyers have the knowledge and expertise to help individuals who have been involved in car accidents. They understand the laws surrounding car accidents, and they can help their clients to receive the compensation that they deserve. In addition, lawyers can also help first time drivers to avoid costly mistakes. For example, many first time drivers do not know how to negotiate with insurance companies. As a result, they may end up paying more for their insurance than they need to. Lawyers like Dennis Hernandez & Associates can help them to get the best possible rate. Finally, lawyers can also help first time drivers to navigate the legal system. This is especially important if they have been charged with a traffic violation. A lawyer can help them to understand their rights and options, and he or she can ensure that they receive a fair hearing. In short, there are many good reasons why every first time driver needs a lawyer. Good Student Discount Who says that your grades will not have an effect on the things that you have to do in life? The fact that you can get a discount when you have good grades may inspire you to pay more attention to your education more. You need to have a GPA average of 3.0 or higher so that you can get this type of discount. You may be required to provide them with a transcript that will show your recent grades so that you can prove that you have the grades that will make you eligible for this type of discount. Having good grades can make your parents proud and can lessen the amount that you have to pay for car insurance too. Consider the Right Vehicle Let us say that you are looking for the right vehicle that will be given to you by your parents or you will purchase with your hard-earned money. How are you going to pick the one that will work best? When you pick a luxury vehicle, you are going to pay more not only because the cars are more expensive. It will be ideal if you would check the vehicle that will work best for your needs. Since it is your first time to own a car anyway, you do not have to spend a lot of money on a vehicle yet. You can even get an older vehicle first and learn how to drive better with the use of this vehicle. The more that you know, the better that you will feel. Another way to travel would be by bus, you can find out more on how to book your Lubbock bus here. How to Minimize Premiums Further Young drivers can always minimize their premiums if they would make an effort to keep their driving record clean at all times. You can also install a safety device on your car so that you can have even lower premiums. When you commit yourself to drive with a clean driving record, you will have a chance to get lower premiums.
Mother Nature is usually wonderful, beautiful, and stunning, but every once in a while, it can be a cruel and unforgiving parent to us all. We, of course, refer to the natural disasters that can strike anytime, depending on your location and the season. Hurricanes, storms, floods, earthquakes, and fires are all pretty common natural disasters, especially in tropical areas. These things can cause a lot of damage to your home, so if you live in one of these tropical locations, you must always be prepared for all the disasters we mentioned above. Today, we are going to give you some tips on how to prepare your property for different natural disasters. First, make sure you have the right kind of home insurance Before we get into some practical tips on how to protect your home against natural disasters, you should know that in some cases, you simply can’t save your property from nature’s wrath. In these cases, it’s important to have the right kind of building and contents insurance. For example, if you purchase a policy that covers burglary and theft, that won’t help you in case of a natural disaster. Therefore, make sure to get a home insurance policy that will cover the damages caused by disastrous weather. If you live in Australia, which is one of those tropical areas where natural disasters are common, you should know that insurance companies like Youi cover the damage caused by this type of weather. Reinforce your roof, doors, and windows It’s safe to say that these things are natural weak spots of every house, especially during hurricanes and hailstorms. Hail and wind can do a lot of damage to your windows and shattered glass can hurt you and your loved ones. Therefore, make sure to reinforce your roof, doors, and windows by installing hurricane shutters. In most cases, these things will do the job, but if you want to be sure shattered glass won’t hurt you or your family members, you can use duct tape to make an X mark an all of your windows. Also, the curtains can also protect you from debris, so make sure they are drawn during the storm. Put your car in the garage and remove all valuables from your yard When a natural disaster strikes, a lot of people don’t think clearly. All they want to do is get inside, put on their hurricane shutters, and wait out the storm. However, most of them tend to forget their car and their valuables outside in their yard. The safety of you and your loved ones is paramount, of course, but you should also remember to put your car in the garage and remove all the things from your yard. Strong wind, hail, and other debris can cause a lot of damage to your car and your other possessions. These things cost a lot of money and there’s a chance your insurance won’t cover for them if you forget them outside during a storm. Build a safe room We are aware that this might sound like something from a disaster movie, but having a safe room in your home can protect you and your family during all kinds of natural disasters. You have to make sure that the walls and the doors in this room are strong and reinforced. Your safe room should have a few beds and some shelves stacked with canned food and water in case you have to stay there for a while. This room can serve as a utility closet or a storage room at other times when there is no danger from natural disasters. Have emergency supply kits in your home When a natural disaster strikes, it’s not just your home that’s in danger. All of your neighbors and local grocery stores will be damaged too. This means there is a chance that you won’t be able to acquire some food and supplies a few days during and after a disaster. You should always be prepared for a scenario like this. The best thing you can do is to build emergency supply kits and store them in all the rooms in your home. Items you should have in these kits are – canned food, water, first-aid kits, flashlights, a radio, and batteries. Make sure not to use supplies from these emergency kits during a safe period and you will be prepared when the time comes. Admittedly, natural disasters are not that common, but the worst thing about them is that they can strike at any time, usually when you least expect them. They can cause a lot of damage to your home and in some cases, they can even be fatal. This is why it’s always better to be prepared. Just because you’re not in danger today doesn’t mean you won’t be tomorrow. So, make sure to do all the things we talked about in this text and your family will be safe from harm.
Property developer Futureal Group has sold its Advance Tower located on the Váci road office corridor to Erste Real Estate Fund. This is the first transaction in the Hungarian market, which includes a WELL pre-qualified office building having a beneficial impact on employees’ health and comfort. The real estate fund has acquired the first phase of the complex developed by the group, while the second phase could join its portfolio under a forward deal. The first phase of the Advance Tower has already been occupied by tenants with 1,400 employees last year. The 8-storey, category “A” office building has been chosen by prestigious companies such as KPMG Global Services consulting company and Thermo Fisher Scientific, the world’s leader in serving science. The second phase with a GLA of 8,000 sq m will expand the complex to a total GLA of over 20,000 sq m, handover is expected in the second half of 2019. The transaction of the first phase of Advance Tower was completed in April this year, and the parties entered into a pre-agreement to purchase the second phase. Advance Tower has been awarded BREEAM certificates and the office complex has been designed and will be operated according to the WELL Building Standard™. Futureal Group is the first European property developer with three projects receiving WELL Platinum Precertification at the same time. The purpose of the WELL certification is to create office buildings that, in addition to protecting the environment, have a beneficial impact on employees’ health, well-being and comfort. Washington-based International Well Building Institute’s system examines buildings’ impact on the human body, health and wellbeing, rating them based on 7 categories – air, water, opportunities for healthy nourishment, natural light, fitness, comfort and mental freshness. “With the current transaction, we are realizing the second successful deal with Erste Investment Fund. The acquisition of Vision Towers and Advance Tower proves the high standard of quality of Futureal Group’s developments that we will continue to guarantee for our partners in the future. Futureal Group has been committed to developing all of its future office buildings according to WELL Building standards, since the health of the employees working in the building must be a key priority during planning,” said Tibor Tatár, CEO of Futureal. “The recent agreement is a new milestone in a tried and tested professional relationship that will further strengthen our unique real estate portfolio. State of art solutions provided by Advance Tower and its international tenant portfolio provide us with innovation and stability for long-term,” stressed Balázs Pázmány, Chairman of the Managing Board at Erste Asset Management Ltd.